Loans Defaults Prediction

Dataset statistics

Number of variables	109
Number of observations	54813
Missing cells	520702
Missing cells (%)	8.7%
Total size in memory	45.6 MiB
Average record size in memory	872.0 B

Variable types

Numeric	86
Categorical	23

Alerts

`pymnt_plan` has constant value "n"	Constant
`policy_code` has constant value "1"	Constant
`emp_title` has a high cardinality: 23913 distinct values	High cardinality
`issue_d` has a high cardinality: 72 distinct values	High cardinality
`title` has a high cardinality: 1534 distinct values	High cardinality
`zip_code` has a high cardinality: 864 distinct values	High cardinality
`earliest_cr_line` has a high cardinality: 617 distinct values	High cardinality
`last_pymnt_d` has a high cardinality: 72 distinct values	High cardinality
`last_credit_pull_d` has a high cardinality: 69 distinct values	High cardinality
`title` is highly imbalanced (75.3%)	Imbalance
`next_pymnt_d` is highly imbalanced (99.4%)	Imbalance
`last_credit_pull_d` is highly imbalanced (56.3%)	Imbalance
`application_type` is highly imbalanced (69.0%)	Imbalance
`hardship_flag` is highly imbalanced (> 99.9%)	Imbalance
`disbursement_method` is highly imbalanced (76.7%)	Imbalance
`debt_settlement_flag` is highly imbalanced (92.2%)	Imbalance
`emp_title` has 4011 (7.3%) missing values	Missing
`emp_length` has 3580 (6.5%) missing values	Missing
`title` has 568 (1.0%) missing values	Missing
`mths_since_last_delinq` has 28022 (51.1%) missing values	Missing
`mths_since_last_record` has 45850 (83.6%) missing values	Missing
`next_pymnt_d` has 29936 (54.6%) missing values	Missing
`mths_since_last_major_derog` has 40387 (73.7%) missing values	Missing
`open_acc_6m` has 19382 (35.4%) missing values	Missing
`open_act_il` has 19382 (35.4%) missing values	Missing
`open_il_12m` has 19382 (35.4%) missing values	Missing
`open_il_24m` has 19382 (35.4%) missing values	Missing
`mths_since_rcnt_il` has 20503 (37.4%) missing values	Missing
`total_bal_il` has 19382 (35.4%) missing values	Missing
`il_util` has 24569 (44.8%) missing values	Missing
`open_rv_12m` has 19382 (35.4%) missing values	Missing
`open_rv_24m` has 19382 (35.4%) missing values	Missing
`max_bal_bc` has 19382 (35.4%) missing values	Missing
`all_util` has 19387 (35.4%) missing values	Missing
`inq_fi` has 19382 (35.4%) missing values	Missing
`total_cu_tl` has 19382 (35.4%) missing values	Missing
`inq_last_12m` has 19382 (35.4%) missing values	Missing
`bc_open_to_buy` has 562 (1.0%) missing values	Missing
`bc_util` has 586 (1.1%) missing values	Missing
`mo_sin_old_il_acct` has 1712 (3.1%) missing values	Missing
`mths_since_recent_bc_dlq` has 41845 (76.3%) missing values	Missing
`mths_since_recent_inq` has 6160 (11.2%) missing values	Missing
`mths_since_recent_revol_delinq` has 36579 (66.7%) missing values	Missing
`num_tl_120dpd_2m` has 2007 (3.7%) missing values	Missing
`percent_bc_gt_75` has 571 (1.0%) missing values	Missing
`annual_inc` is highly skewed (γ1 = 30.286367)	Skewed
`dti` is highly skewed (γ1 = 31.03882459)	Skewed
`total_rec_late_fee` is highly skewed (γ1 = 25.57643029)	Skewed
`tot_coll_amt` is highly skewed (γ1 = 44.58603239)	Skewed
`delinq_amnt` is highly skewed (γ1 = 73.06665215)	Skewed
`num_tl_120dpd_2m` is highly skewed (γ1 = 47.51860535)	Skewed
`num_tl_30dpd` is highly skewed (γ1 = 23.28436143)	Skewed
`tax_liens` is highly skewed (γ1 = 35.84821821)	Skewed
`Unnamed: 0` has unique values	Unique
`delinq_2yrs` has 44591 (81.4%) zeros	Zeros
`inq_last_6mths` has 34064 (62.1%) zeros	Zeros
`pub_rec` has 45850 (83.6%) zeros	Zeros
`out_prncp` has 30093 (54.9%) zeros	Zeros
`out_prncp_inv` has 30093 (54.9%) zeros	Zeros
`total_rec_late_fee` has 53262 (97.2%) zeros	Zeros
`recoveries` has 52189 (95.2%) zeros	Zeros
`collection_recovery_fee` has 52264 (95.3%) zeros	Zeros
`collections_12_mths_ex_med` has 53899 (98.3%) zeros	Zeros
`acc_now_delinq` has 54598 (99.6%) zeros	Zeros
`tot_coll_amt` has 46412 (84.7%) zeros	Zeros
`open_acc_6m` has 15909 (29.0%) zeros	Zeros
`open_act_il` has 4230 (7.7%) zeros	Zeros
`open_il_12m` has 19607 (35.8%) zeros	Zeros
`open_il_24m` has 9719 (17.7%) zeros	Zeros
`total_bal_il` has 4041 (7.4%) zeros	Zeros
`open_rv_12m` has 13007 (23.7%) zeros	Zeros
`open_rv_24m` has 5700 (10.4%) zeros	Zeros
`max_bal_bc` has 862 (1.6%) zeros	Zeros
`inq_fi` has 17655 (32.2%) zeros	Zeros
`total_cu_tl` has 19071 (34.8%) zeros	Zeros
`inq_last_12m` has 10254 (18.7%) zeros	Zeros
`acc_open_past_24mths` has 2414 (4.4%) zeros	Zeros
`bc_open_to_buy` has 691 (1.3%) zeros	Zeros
`bc_util` has 676 (1.2%) zeros	Zeros
`chargeoff_within_12_mths` has 54367 (99.2%) zeros	Zeros
`delinq_amnt` has 54647 (99.7%) zeros	Zeros
`mo_sin_rcnt_rev_tl_op` has 832 (1.5%) zeros	Zeros
`mo_sin_rcnt_tl` has 853 (1.6%) zeros	Zeros
`mort_acc` has 22934 (41.8%) zeros	Zeros
`mths_since_recent_inq` has 4045 (7.4%) zeros	Zeros
`num_accts_ever_120_pd` has 42385 (77.3%) zeros	Zeros
`num_actv_bc_tl` has 1179 (2.2%) zeros	Zeros
`num_il_tl` has 1713 (3.1%) zeros	Zeros
`num_tl_120dpd_2m` has 52779 (96.3%) zeros	Zeros
`num_tl_30dpd` has 54666 (99.7%) zeros	Zeros
`num_tl_90g_dpd_24m` has 51951 (94.8%) zeros	Zeros
`num_tl_op_past_12m` has 10466 (19.1%) zeros	Zeros
`percent_bc_gt_75` has 15374 (28.0%) zeros	Zeros
`pub_rec_bankruptcies` has 47973 (87.5%) zeros	Zeros
`tax_liens` has 53183 (97.0%) zeros	Zeros
`total_bc_limit` has 571 (1.0%) zeros	Zeros
`total_il_high_credit_limit` has 6533 (11.9%) zeros	Zeros
`loan_status_dv` has 3952 (7.2%) zeros	Zeros

Reproduction

Analysis started	2023-02-24 19:43:48.308371
Analysis finished	2023-02-24 19:43:50.424324
Duration	2.12 seconds
Software version	pandas-profiling v0.0.dev0
Download configuration	config.json

Unnamed: 0
Real number (ℝ)

Distinct	54813
Distinct (%)	100.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	915370.9425

Minimum	87
Maximum	1827124
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	87
5-th percentile	92970
Q1	455431
median	916773
Q3	1374194
95-th percentile	1734609.4
Maximum	1827124
Range	1827037
Interquartile range (IQR)	918763

Descriptive statistics

Standard deviation	528030.0909
Coefficient of variation (CV)	0.5768482113
Kurtosis	-1.208074204
Mean	915370.9425
Median Absolute Deviation (MAD)	459352
Skewness	-0.004567983862
Sum	5.017422747 × 10¹⁰
Variance	2.788157769 × 10¹¹
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
442930	1	< 0.1%
1551202	1	< 0.1%
510879	1	< 0.1%
671260	1	< 0.1%
294657	1	< 0.1%
402865	1	< 0.1%
942417	1	< 0.1%
303400	1	< 0.1%
875377	1	< 0.1%
480367	1	< 0.1%
Other values (54803)	54803	> 99.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
87	1	< 0.1%
93	1	< 0.1%
119	1	< 0.1%
171	1	< 0.1%
243	1	< 0.1%

Value	Count	Frequency (%)
1827124	1	< 0.1%
1827068	1	< 0.1%
1827000	1	< 0.1%
1826963	1	< 0.1%
1826921	1	< 0.1%

loan_amnt
Real number (ℝ)

Distinct	1354
Distinct (%)	2.5%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	15091.65344

Minimum	1000
Maximum	40000
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	1000
5-th percentile	3200
Q1	8000
median	13000
Q3	20000
95-th percentile	35000
Maximum	40000
Range	39000
Interquartile range (IQR)	12000

Descriptive statistics

Standard deviation	9240.613468
Coefficient of variation (CV)	0.6122996068
Kurtosis	-0.1454888496
Mean	15091.65344
Median Absolute Deviation (MAD)	6200
Skewness	0.7723919902
Sum	827218800
Variance	85388937.26
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10000	4529	8.3%
20000	3246	5.9%
15000	3068	5.6%
12000	2929	5.3%
35000	2182	4.0%
5000	2066	3.8%
8000	1818	3.3%
6000	1754	3.2%
25000	1668	3.0%
16000	1582	2.9%
Other values (1344)	29971	54.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1000	229	0.4%
1025	1	< 0.1%
1050	1	< 0.1%
1075	1	< 0.1%
1100	8	< 0.1%

Value	Count	Frequency (%)
40000	810	1.5%
39875	1	< 0.1%
39825	1	< 0.1%
39775	1	< 0.1%
39600	3	< 0.1%

funded_amnt
Real number (ℝ)

Distinct	1354
Distinct (%)	2.5%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	15091.65344

Minimum	1000
Maximum	40000
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	1000
5-th percentile	3200
Q1	8000
median	13000
Q3	20000
95-th percentile	35000
Maximum	40000
Range	39000
Interquartile range (IQR)	12000

Descriptive statistics

Standard deviation	9240.613468
Coefficient of variation (CV)	0.6122996068
Kurtosis	-0.1454888496
Mean	15091.65344
Median Absolute Deviation (MAD)	6200
Skewness	0.7723919902
Sum	827218800
Variance	85388937.26
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10000	4529	8.3%
20000	3246	5.9%
15000	3068	5.6%
12000	2929	5.3%
35000	2182	4.0%
5000	2066	3.8%
8000	1818	3.3%
6000	1754	3.2%
25000	1668	3.0%
16000	1582	2.9%
Other values (1344)	29971	54.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1000	229	0.4%
1025	1	< 0.1%
1050	1	< 0.1%
1075	1	< 0.1%
1100	8	< 0.1%

Value	Count	Frequency (%)
40000	810	1.5%
39875	1	< 0.1%
39825	1	< 0.1%
39775	1	< 0.1%
39600	3	< 0.1%

funded_amnt_inv
Real number (ℝ)

Distinct	1392
Distinct (%)	2.5%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	15086.71848

Minimum	775
Maximum	40000
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	775
5-th percentile	3200
Q1	8000
median	13000
Q3	20000
95-th percentile	35000
Maximum	40000
Range	39225
Interquartile range (IQR)	12000

Descriptive statistics

Standard deviation	9238.686102
Coefficient of variation (CV)	0.6123721414
Kurtosis	-0.1453878761
Mean	15086.71848
Median Absolute Deviation (MAD)	6200
Skewness	0.7724772707
Sum	826948300
Variance	85353320.89
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10000	4335	7.9%
20000	3027	5.5%
15000	2884	5.3%
12000	2792	5.1%
5000	2017	3.7%
35000	1946	3.6%
8000	1748	3.2%
6000	1712	3.1%
25000	1560	2.8%
16000	1484	2.7%
Other values (1382)	31308	57.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
775	1	< 0.1%
925	1	< 0.1%
975	2	< 0.1%
1000	225	0.4%
1025	1	< 0.1%

Value	Count	Frequency (%)
40000	774	1.4%
39975	7	< 0.1%
39950	5	< 0.1%
39925	3	< 0.1%
39875	1	< 0.1%

term
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	428.4 KiB

36 months	39266
60 months	15547

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	60 months
2nd row	36 months
3rd row	60 months
4th row	36 months
5th row	36 months

Common Values

Value	Count	Frequency (%)
36 months	39266	71.6%
60 months	15547	28.4%

Common Values (Plot)

int_rate
Real number (ℝ)

Distinct	351
Distinct (%)	0.6%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	12.93602193

Minimum	5.31
Maximum	30.99
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	5.31
5-th percentile	6.24
Q1	9.44
median	12.49
Q3	15.61
95-th percentile	21.97
Maximum	30.99
Range	25.68
Interquartile range (IQR)	6.17

Descriptive statistics

Standard deviation	4.813900109
Coefficient of variation (CV)	0.3721314122
Kurtosis	0.6795399715
Mean	12.93602193
Median Absolute Deviation (MAD)	3.1
Skewness	0.8021942706
Sum	709062.17
Variance	23.17363426
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
11.99	1365	2.5%
5.32	1218	2.2%
10.99	1065	1.9%
13.99	1019	1.9%
11.49	791	1.4%
16.99	741	1.4%
12.99	730	1.3%
7.89	718	1.3%
9.17	710	1.3%
14.99	640	1.2%
Other values (341)	45816	83.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
5.31	244	0.4%
5.32	1218	2.2%
5.93	47	0.1%
6	14	< 0.1%
6.03	236	0.4%

Value	Count	Frequency (%)
30.99	19	< 0.1%
30.94	19	< 0.1%
30.89	16	< 0.1%
30.84	21	< 0.1%
30.79	35	0.1%

installment
Real number (ℝ)

Distinct	19266
Distinct (%)	35.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	446.7009518

Minimum	30.12
Maximum	1719.83
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	30.12
5-th percentile	110.466
Q1	251.36
median	377.04
Q3	595.87
95-th percentile	989.14
Maximum	1719.83
Range	1689.71
Interquartile range (IQR)	344.51

Descriptive statistics

Standard deviation	268.8067234
Coefficient of variation (CV)	0.6017599074
Kurtosis	0.6638265843
Mean	446.7009518
Median Absolute Deviation (MAD)	157.46
Skewness	1.001391765
Sum	24485019.27
Variance	72257.05454
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
602.3	104	0.2%
301.15	100	0.2%
332.1	99	0.2%
361.38	93	0.2%
327.34	86	0.2%
451.73	70	0.1%
498.15	69	0.1%
318.79	67	0.1%
180.69	66	0.1%
240.92	65	0.1%
Other values (19256)	53994	98.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
30.12	1	< 0.1%
30.46	1	< 0.1%
30.65	2	< 0.1%
30.75	1	< 0.1%
30.88	3	< 0.1%

Value	Count	Frequency (%)
1719.83	1	< 0.1%
1715.42	1	< 0.1%
1647.03	1	< 0.1%
1519.13	1	< 0.1%
1507.87	1	< 0.1%

grade
Categorical

Distinct	7
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	428.4 KiB

B	16377
C	15757
A	10915
D	7519
E	3119
Other values (2)	1126

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	D
2nd row	C
3rd row	F
4th row	C
5th row	C

Common Values

Value	Count	Frequency (%)
B	16377	29.9%
C	15757	28.7%
A	10915	19.9%
D	7519	13.7%
E	3119	5.7%
F	863	1.6%
G	263	0.5%

Common Values (Plot)

sub_grade
Categorical

Distinct	35
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Memory size	428.4 KiB

C1	3561
B5	3485
B4	3431
B3	3179
C3	3170
Other values (30)	37987

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	D3
2nd row	C5
3rd row	F4
4th row	C4
5th row	C2

Common Values

Value	Count	Frequency (%)
C1	3561	6.5%
B5	3485	6.4%
B4	3431	6.3%
B3	3179	5.8%
C3	3170	5.8%
B2	3150	5.7%
C2	3134	5.7%
B1	3132	5.7%
C4	3096	5.6%
C5	2796	5.1%
Other values (25)	22679	41.4%

emp_title
Categorical

HIGH CARDINALITY MISSING

Distinct	23913
Distinct (%)	47.1%
Missing	4011
Missing (%)	7.3%
Memory size	428.4 KiB

Teacher	990
Manager	862
Owner	529
RN	380
Registered Nurse	374
Other values (23908)	47667

Overview
Categories

Unique

Unique	19870 ?
Unique (%)	39.1%

Sample

1st row	Bookkeeping & Payroll Manager
2nd row	Restaurant manager
3rd row	Officer
4th row	Painter
5th row	office admin

Common Values

Value	Count	Frequency (%)
Teacher	990	1.8%
Manager	862	1.6%
Owner	529	1.0%
RN	380	0.7%
Registered Nurse	374	0.7%
Supervisor	358	0.7%
Driver	330	0.6%
Sales	311	0.6%
Project Manager	296	0.5%
Office Manager	242	0.4%
Other values (23903)	46130	84.2%
(Missing)	4011	7.3%

emp_length
Categorical

Distinct	11
Distinct (%)	< 0.1%
Missing	3580
Missing (%)	6.5%
Memory size	428.4 KiB

10+ years	18440
2 years	4902
< 1 year	4607
3 years	4485
1 year	3582
Other values (6)	15217

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	7 years
2nd row	8 years
3rd row	10+ years
4th row	5 years
5th row	10+ years

Common Values

Value	Count	Frequency (%)
10+ years	18440	33.6%
2 years	4902	8.9%
< 1 year	4607	8.4%
3 years	4485	8.2%
1 year	3582	6.5%
5 years	3344	6.1%
4 years	3205	5.8%
6 years	2428	4.4%
7 years	2203	4.0%
8 years	2157	3.9%
(Missing)	3580	6.5%

home_ownership
Categorical

Distinct	4
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	428.4 KiB

MORTGAGE	27303
RENT	21289
OWN	6195
ANY	26

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	OWN
2nd row	MORTGAGE
3rd row	OWN
4th row	OWN
5th row	MORTGAGE

Common Values

Value	Count	Frequency (%)
MORTGAGE	27303	49.8%
RENT	21289	38.8%
OWN	6195	11.3%
ANY	26	< 0.1%

Common Values (Plot)

annual_inc
Real number (ℝ)

Distinct	5501
Distinct (%)	10.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	78719.39664

Minimum	0
Maximum	6240000
Zeros	46
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	28000
Q1	46800
median	65000
Q3	94978
95-th percentile	165000
Maximum	6240000
Range	6240000
Interquartile range (IQR)	48178

Descriptive statistics

Standard deviation	72398.04612
Coefficient of variation (CV)	0.9196976756
Kurtosis	2035.261992
Mean	78719.39664
Median Absolute Deviation (MAD)	22000
Skewness	30.286367
Sum	4314846288
Variance	5241477082
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
60000	2081	3.8%
50000	1891	3.4%
65000	1573	2.9%
70000	1550	2.8%
40000	1450	2.6%
80000	1434	2.6%
75000	1419	2.6%
45000	1397	2.5%
55000	1289	2.4%
100000	1163	2.1%
Other values (5491)	39566	72.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	46	0.1%
1	1	< 0.1%
3	1	< 0.1%
15	1	< 0.1%
39	1	< 0.1%

Value	Count	Frequency (%)
6240000	1	< 0.1%
5700000	1	< 0.1%
4000040	1	< 0.1%
3740668	1	< 0.1%
3200000	1	< 0.1%

verification_status
Categorical

Distinct	3
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	428.4 KiB

Source Verified	21953
Not Verified	18182
Verified	14678

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Not Verified
2nd row	Source Verified
3rd row	Source Verified
4th row	Verified
5th row	Verified

Common Values

Value	Count	Frequency (%)
Source Verified	21953	40.1%
Not Verified	18182	33.2%
Verified	14678	26.8%

Common Values (Plot)

issue_d
Categorical

Distinct	72
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Memory size	428.4 KiB

Mar-2016	1490
Oct-2018	1244
May-2018	1239
Aug-2018	1225
Oct-2015	1198
Other values (67)	48417

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Apr-2018
2nd row	Jul-2017
3rd row	Jul-2014
4th row	Jun-2018
5th row	Oct-2013

Common Values

Value	Count	Frequency (%)
Mar-2016	1490	2.7%
Oct-2018	1244	2.3%
May-2018	1239	2.3%
Aug-2018	1225	2.2%
Oct-2015	1198	2.2%
Nov-2018	1163	2.1%
Jul-2018	1136	2.1%
Aug-2017	1121	2.0%
Dec-2015	1105	2.0%
Jul-2015	1090	2.0%
Other values (62)	42802	78.1%

loan_status
Categorical

Distinct	3
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	428.4 KiB

Fully Paid	25984
Current	24877
Charged Off	3952

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Fully Paid
2nd row	Fully Paid
3rd row	Charged Off
4th row	Current
5th row	Fully Paid

Common Values

Value	Count	Frequency (%)
Fully Paid	25984	47.4%
Current	24877	45.4%
Charged Off	3952	7.2%

Common Values (Plot)

pymnt_plan
Categorical

Distinct	1
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	428.4 KiB

n	54813

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	n
2nd row	n
3rd row	n
4th row	n
5th row	n

Common Values

Value	Count	Frequency (%)
n	54813	100.0%

Common Values (Plot)

purpose
Categorical

Distinct	13
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	428.4 KiB

debt_consolidation	30873
credit_card	12774
home_improvement	3784
other	3351
major_purchase	1199
Other values (8)	2832

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	credit_card
2nd row	debt_consolidation
3rd row	other
4th row	medical
5th row	debt_consolidation

Common Values

Value	Count	Frequency (%)
debt_consolidation	30873	56.3%
credit_card	12774	23.3%
home_improvement	3784	6.9%
other	3351	6.1%
major_purchase	1199	2.2%
medical	638	1.2%
car	603	1.1%
small_business	537	1.0%
vacation	342	0.6%
house	336	0.6%
Other values (3)	376	0.7%

title
Categorical

HIGH CARDINALITY IMBALANCE MISSING

Distinct	1534
Distinct (%)	2.8%
Missing	568
Missing (%)	1.0%
Memory size	428.4 KiB

Debt consolidation	28887
Credit card refinancing	11954
Home improvement	3608
Other	3219
Major purchase	1131
Other values (1529)	5446

Overview
Categories

Unique

Unique	1307 ?
Unique (%)	2.4%

Sample

1st row	Credit card refinancing
2nd row	Debt consolidation
3rd row	Other
4th row	Medical expenses
5th row	Cash

Common Values

Value	Count	Frequency (%)
Debt consolidation	28887	52.7%
Credit card refinancing	11954	21.8%
Home improvement	3608	6.6%
Other	3219	5.9%
Major purchase	1131	2.1%
Medical expenses	626	1.1%
Car financing	569	1.0%
Business	513	0.9%
Vacation	325	0.6%
Home buying	321	0.6%
Other values (1524)	3092	5.6%
(Missing)	568	1.0%

zip_code
Categorical

Distinct	864
Distinct (%)	1.6%
Missing	0
Missing (%)	0.0%
Memory size	428.4 KiB

750xx	626
945xx	562
112xx	554
300xx	490
606xx	484
Other values (859)	52097

Overview
Categories

Unique

Unique	18 ?
Unique (%)	< 0.1%

Sample

1st row	731xx
2nd row	334xx
3rd row	331xx
4th row	941xx
5th row	085xx

Common Values

Value	Count	Frequency (%)
750xx	626	1.1%
945xx	562	1.0%
112xx	554	1.0%
300xx	490	0.9%
606xx	484	0.9%
070xx	444	0.8%
331xx	433	0.8%
891xx	417	0.8%
104xx	411	0.7%
917xx	409	0.7%
Other values (854)	49983	91.2%

addr_state
Categorical

Distinct	50
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Memory size	428.4 KiB

CA	7585
TX	4520
NY	4423
FL	3871
IL	2177
Other values (45)	32237

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	OK
2nd row	FL
3rd row	FL
4th row	CA
5th row	NJ

Common Values

Value	Count	Frequency (%)
CA	7585	13.8%
TX	4520	8.2%
NY	4423	8.1%
FL	3871	7.1%
IL	2177	4.0%
NJ	2013	3.7%
PA	1900	3.5%
OH	1861	3.4%
GA	1789	3.3%
VA	1509	2.8%
Other values (40)	23165	42.3%

dti
Real number (ℝ)

Distinct	4543
Distinct (%)	8.3%
Missing	48
Missing (%)	0.1%
Infinite	0
Infinite (%)	0.0%
Mean	18.88683977

Minimum	0
Maximum	999
Zeros	36
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	4.94
Q1	11.93
median	17.85
Q3	24.52
95-th percentile	34.048
Maximum	999
Range	999
Interquartile range (IQR)	12.59

Descriptive statistics

Standard deviation	14.80144444
Coefficient of variation (CV)	0.7836908992
Kurtosis	1848.480383
Mean	18.88683977
Median Absolute Deviation (MAD)	6.25
Skewness	31.03882459
Sum	1034337.78
Variance	219.0827576
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
19.2	44	0.1%
21.6	44	0.1%
15.6	44	0.1%
16.22	44	0.1%
12	41	0.1%
16	40	0.1%
14.4	40	0.1%
17.28	37	0.1%
14.98	37	0.1%
17.68	37	0.1%
Other values (4533)	54357	99.2%
(Missing)	48	0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	36	0.1%
0.03	1	< 0.1%
0.07	1	< 0.1%
0.11	2	< 0.1%
0.14	1	< 0.1%

Value	Count	Frequency (%)
999	4	< 0.1%
942.17	1	< 0.1%
728.13	1	< 0.1%
507.81	1	< 0.1%
429	1	< 0.1%

delinq_2yrs
Real number (ℝ)

Distinct	20
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.3027019138

Minimum	0
Maximum	20
Zeros	44591
Zeros (%)	81.4%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	2
Maximum	20
Range	20
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.849247361
Coefficient of variation (CV)	2.80555663
Kurtosis	60.25554448
Mean	0.3027019138
Median Absolute Deviation (MAD)	0
Skewness	5.762821566
Sum	16592
Variance	0.7212210802
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=20)

Value	Count	Frequency (%)
0	44591	81.4%
1	6864	12.5%
2	1978	3.6%
3	728	1.3%
4	290	0.5%
5	139	0.3%
6	101	0.2%
7	47	0.1%
8	24	< 0.1%
9	13	< 0.1%
Other values (10)	38	0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	44591	81.4%
1	6864	12.5%
2	1978	3.6%
3	728	1.3%
4	290	0.5%

Value	Count	Frequency (%)
20	1	< 0.1%
19	1	< 0.1%
18	2	< 0.1%
16	3	< 0.1%
15	2	< 0.1%

earliest_cr_line
Categorical

Distinct	617
Distinct (%)	1.1%
Missing	0
Missing (%)	0.0%
Memory size	428.4 KiB

Sep-2004	401
Sep-2005	388
Aug-2001	381
Sep-2003	367
Aug-2000	365
Other values (612)	52911

Overview
Categories

Unique

Unique	44 ?
Unique (%)	0.1%

Sample

1st row	Nov-2006
2nd row	Sep-2001
3rd row	Dec-1997
4th row	Apr-1982
5th row	Mar-2000

Common Values

Value	Count	Frequency (%)
Sep-2004	401	0.7%
Sep-2005	388	0.7%
Aug-2001	381	0.7%
Sep-2003	367	0.7%
Aug-2000	365	0.7%
Sep-2002	362	0.7%
Aug-2003	362	0.7%
Aug-2004	350	0.6%
Aug-2006	349	0.6%
Oct-2004	344	0.6%
Other values (607)	51144	93.3%

inq_last_6mths
Real number (ℝ)

Distinct	7
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.5517669166

Minimum	0
Maximum	6
Zeros	34064
Zeros (%)	62.1%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	1
95-th percentile	2
Maximum	6
Range	6
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	0.8533705444
Coefficient of variation (CV)	1.546614193
Kurtosis	3.953021639
Mean	0.5517669166
Median Absolute Deviation (MAD)	0
Skewness	1.84106495
Sum	30244
Variance	0.7282412861
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=7)

Value	Count	Frequency (%)
0	34064	62.1%
1	14055	25.6%
2	4588	8.4%
3	1580	2.9%
4	377	0.7%
5	129	0.2%
6	20	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	34064	62.1%
1	14055	25.6%
2	4588	8.4%
3	1580	2.9%
4	377	0.7%

Value	Count	Frequency (%)
6	20	< 0.1%
5	129	0.2%
4	377	0.7%
3	1580	2.9%
2	4588	8.4%

mths_since_last_delinq
Real number (ℝ)

Distinct	117
Distinct (%)	0.4%
Missing	28022
Missing (%)	51.1%
Infinite	0
Infinite (%)	0.0%
Mean	34.57982158

Minimum	0
Maximum	188
Zeros	47
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	5
Q1	16
median	31
Q3	50
95-th percentile	74
Maximum	188
Range	188
Interquartile range (IQR)	34

Descriptive statistics

Standard deviation	21.87641239
Coefficient of variation (CV)	0.6326352013
Kurtosis	-0.6493849336
Mean	34.57982158
Median Absolute Deviation (MAD)	17
Skewness	0.4636461381
Sum	926428
Variance	478.5774189
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
12	508	0.9%
7	503	0.9%
6	497	0.9%
14	493	0.9%
11	492	0.9%
9	485	0.9%
10	483	0.9%
20	478	0.9%
8	478	0.9%
19	474	0.9%
Other values (107)	21900	40.0%
(Missing)	28022	51.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	47	0.1%
1	160	0.3%
2	224	0.4%
3	337	0.6%
4	395	0.7%

Value	Count	Frequency (%)
188	1	< 0.1%
148	1	< 0.1%
135	1	< 0.1%
134	1	< 0.1%
125	1	< 0.1%

mths_since_last_record
Real number (ℝ)

Distinct	120
Distinct (%)	1.3%
Missing	45850
Missing (%)	83.6%
Infinite	0
Infinite (%)	0.0%
Mean	72.15608613

Minimum	1
Maximum	120
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	1
5-th percentile	25
Q1	55
median	74
Q3	92
95-th percentile	112
Maximum	120
Range	119
Interquartile range (IQR)	37

Descriptive statistics

Standard deviation	26.23179731
Coefficient of variation (CV)	0.363542408
Kurtosis	-0.4967978401
Mean	72.15608613
Median Absolute Deviation (MAD)	19
Skewness	-0.3222508715
Sum	646735
Variance	688.1071899
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
80	151	0.3%
75	148	0.3%
82	147	0.3%
68	143	0.3%
70	141	0.3%
79	140	0.3%
74	139	0.3%
69	136	0.2%
85	134	0.2%
64	130	0.2%
Other values (110)	7554	13.8%
(Missing)	45850	83.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1	4	< 0.1%
2	1	< 0.1%
3	7	< 0.1%
4	17	< 0.1%
5	11	< 0.1%

Value	Count	Frequency (%)
120	1	< 0.1%
119	27	< 0.1%
118	63	0.1%
117	71	0.1%
116	65	0.1%

open_acc
Real number (ℝ)

Distinct	59
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	11.68443617

Minimum	0
Maximum	81
Zeros	2
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	5
Q1	8
median	11
Q3	14
95-th percentile	22
Maximum	81
Range	81
Interquartile range (IQR)	6

Descriptive statistics

Standard deviation	5.70048459
Coefficient of variation (CV)	0.48786989
Kurtosis	3.72403814
Mean	11.68443617
Median Absolute Deviation (MAD)	3
Skewness	1.351429374
Sum	640459
Variance	32.49552457
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
9	4708	8.6%
8	4545	8.3%
10	4526	8.3%
11	4324	7.9%
7	4152	7.6%
12	3858	7.0%
6	3536	6.5%
13	3367	6.1%
14	2869	5.2%
5	2576	4.7%
Other values (49)	16352	29.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	2	< 0.1%
1	34	0.1%
2	275	0.5%
3	740	1.4%
4	1609	2.9%

Value	Count	Frequency (%)
81	1	< 0.1%
67	1	< 0.1%
62	2	< 0.1%
60	2	< 0.1%
58	1	< 0.1%

pub_rec
Real number (ℝ)

Distinct	16
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.2048054294

Minimum	0
Maximum	47
Zeros	45850
Zeros (%)	83.6%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	47
Range	47
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.6041594593
Coefficient of variation (CV)	2.949919156
Kurtosis	758.4969529
Mean	0.2048054294
Median Absolute Deviation (MAD)	0
Skewness	14.16233593
Sum	11226
Variance	0.3650086523
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=16)

Value	Count	Frequency (%)
0	45850	83.6%
1	7678	14.0%
2	808	1.5%
3	281	0.5%
4	96	0.2%
5	44	0.1%
6	19	< 0.1%
7	15	< 0.1%
8	8	< 0.1%
9	4	< 0.1%
Other values (6)	10	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	45850	83.6%
1	7678	14.0%
2	808	1.5%
3	281	0.5%
4	96	0.2%

Value	Count	Frequency (%)
47	1	< 0.1%
26	1	< 0.1%
13	2	< 0.1%
12	3	< 0.1%
11	1	< 0.1%

revol_bal
Real number (ℝ)

Distinct	28249
Distinct (%)	51.5%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	16849.07073

Minimum	0
Maximum	605627
Zeros	257
Zeros (%)	0.5%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	1628.2
Q1	5921
median	11360
Q3	20473
95-th percentile	45678.4
Maximum	605627
Range	605627
Interquartile range (IQR)	14552

Descriptive statistics

Standard deviation	22604.83656
Coefficient of variation (CV)	1.341607316
Kurtosis	104.1505562
Mean	16849.07073
Median Absolute Deviation (MAD)	6425
Skewness	7.594864614
Sum	923548114
Variance	510978635.8
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	257	0.5%
5738	10	< 0.1%
3198	10	< 0.1%
10779	10	< 0.1%
10007	10	< 0.1%
4952	9	< 0.1%
8008	9	< 0.1%
3350	9	< 0.1%
5980	9	< 0.1%
4218	9	< 0.1%
Other values (28239)	54471	99.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	257	0.5%
1	2	< 0.1%
2	4	< 0.1%
3	2	< 0.1%
4	5	< 0.1%

Value	Count	Frequency (%)
605627	1	< 0.1%
550281	1	< 0.1%
549384	1	< 0.1%
530203	1	< 0.1%
510654	1	< 0.1%

revol_util
Real number (ℝ)

Distinct	1064
Distinct (%)	1.9%
Missing	33
Missing (%)	0.1%
Infinite	0
Infinite (%)	0.0%
Mean	49.79900511

Minimum	0
Maximum	152.5
Zeros	281
Zeros (%)	0.5%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	9.4
Q1	31
median	49.7
Q3	68.6
95-th percentile	90.6
Maximum	152.5
Range	152.5
Interquartile range (IQR)	37.6

Descriptive statistics

Standard deviation	24.57773311
Coefficient of variation (CV)	0.493538637
Kurtosis	-0.8190950264
Mean	49.79900511
Median Absolute Deviation (MAD)	18.8
Skewness	0.01848945097
Sum	2727989.5
Variance	604.0649646
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	281	0.5%
52	126	0.2%
60	115	0.2%
65	112	0.2%
53	110	0.2%
44	109	0.2%
45	106	0.2%
56	105	0.2%
58	105	0.2%
42	105	0.2%
Other values (1054)	53506	97.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	281	0.5%
0.1	34	0.1%
0.2	32	0.1%
0.3	30	0.1%
0.4	30	0.1%

Value	Count	Frequency (%)
152.5	1	< 0.1%
140.4	1	< 0.1%
133.1	1	< 0.1%
131.3	1	< 0.1%
128.7	1	< 0.1%

total_acc
Real number (ℝ)

Distinct	103
Distinct (%)	0.2%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	24.19825589

Minimum	2
Maximum	135
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	2
5-th percentile	8
Q1	15
median	22
Q3	31
95-th percentile	46
Maximum	135
Range	133
Interquartile range (IQR)	16

Descriptive statistics

Standard deviation	12.04581986
Coefficient of variation (CV)	0.4977970279
Kurtosis	1.814233066
Mean	24.19825589
Median Absolute Deviation (MAD)	8
Skewness	1.008432797
Sum	1326379
Variance	145.1017761
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
19	2076	3.8%
18	1984	3.6%
17	1974	3.6%
16	1956	3.6%
20	1915	3.5%
21	1914	3.5%
23	1891	3.4%
22	1889	3.4%
14	1873	3.4%
24	1811	3.3%
Other values (93)	35530	64.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
2	42	0.1%
3	115	0.2%
4	241	0.4%
5	405	0.7%
6	596	1.1%

Value	Count	Frequency (%)
135	1	< 0.1%
120	1	< 0.1%
110	1	< 0.1%
107	1	< 0.1%
105	1	< 0.1%

initial_list_status
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	428.4 KiB

w	38936
f	15877

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	w
2nd row	f
3rd row	f
4th row	w
5th row	w

Common Values

Value	Count	Frequency (%)
w	38936	71.0%
f	15877	29.0%

Common Values (Plot)

out_prncp
Real number (ℝ)

Distinct	20525
Distinct (%)	37.4%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	4741.829695

Minimum	0
Maximum	39161.59
Zeros	30093
Zeros (%)	54.9%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	7523.68
95-th percentile	22094.992
Maximum	39161.59
Range	39161.59
Interquartile range (IQR)	7523.68

Descriptive statistics

Standard deviation	7642.484935
Coefficient of variation (CV)	1.611716452
Kurtosis	3.274687873
Mean	4741.829695
Median Absolute Deviation (MAD)	0
Skewness	1.897819061
Sum	259913911.1
Variance	58407575.97
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	30093	54.9%
9493.69	12	< 0.1%
7950.86	12	< 0.1%
8457.66	11	< 0.1%
35908.03	10	< 0.1%
8136	10	< 0.1%
3880.74	9	< 0.1%
9044.84	9	< 0.1%
8717.99	9	< 0.1%
8196.01	9	< 0.1%
Other values (20515)	24629	44.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	30093	54.9%
0.04	1	< 0.1%
0.1	1	< 0.1%
0.17	1	< 0.1%
0.34	1	< 0.1%

Value	Count	Frequency (%)
39161.59	2	< 0.1%
39136.96	1	< 0.1%
39078.12	2	< 0.1%
39040.73	2	< 0.1%
39010.32	3	< 0.1%

out_prncp_inv
Real number (ℝ)

Distinct	20739
Distinct (%)	37.8%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	4740.702714

Minimum	0
Maximum	39161.59
Zeros	30093
Zeros (%)	54.9%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	7523.18
95-th percentile	22083.68
Maximum	39161.59
Range	39161.59
Interquartile range (IQR)	7523.18

Descriptive statistics

Standard deviation	7641.513392
Coefficient of variation (CV)	1.611894661
Kurtosis	3.27666531
Mean	4740.702714
Median Absolute Deviation (MAD)	0
Skewness	1.898239928
Sum	259852137.9
Variance	58392726.93
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	30093	54.9%
7950.86	12	< 0.1%
9493.69	11	< 0.1%
8457.66	11	< 0.1%
8136	10	< 0.1%
35908.03	10	< 0.1%
8717.99	9	< 0.1%
3880.74	9	< 0.1%
8196.01	9	< 0.1%
9044.84	9	< 0.1%
Other values (20729)	24630	44.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	30093	54.9%
0.04	1	< 0.1%
0.1	1	< 0.1%
0.17	1	< 0.1%
0.34	1	< 0.1%

Value	Count	Frequency (%)
39161.59	2	< 0.1%
39136.96	1	< 0.1%
39078.12	2	< 0.1%
39040.73	2	< 0.1%
39010.32	3	< 0.1%

total_pymnt
Real number (ℝ)

Distinct	52289
Distinct (%)	95.4%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	11951.80306

Minimum	0
Maximum	60841.20273
Zeros	21
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	1132.774
Q1	4220.100275
median	9210.81077
Q3	16988.94145
95-th percentile	32966.208
Maximum	60841.20273
Range	60841.20273
Interquartile range (IQR)	12768.84117

Descriptive statistics

Standard deviation	10014.32003
Coefficient of variation (CV)	0.8378919886
Kurtosis	1.208026355
Mean	11951.80306
Median Absolute Deviation (MAD)	5838.452857
Skewness	1.235883619
Sum	655114180.9
Variance	100286605.6
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	21	< 0.1%
2460.21	9	< 0.1%
2129.65	8	< 0.1%
4861.94	8	< 0.1%
1839.91	7	< 0.1%
1304.58	7	< 0.1%
1824.93	7	< 0.1%
910.77	6	< 0.1%
628.65	6	< 0.1%
1234.95	6	< 0.1%
Other values (52279)	54728	99.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	21	< 0.1%
30.09	1	< 0.1%
61.94	1	< 0.1%
62.4	1	< 0.1%
66.43	1	< 0.1%

Value	Count	Frequency (%)
60841.20273	1	< 0.1%
59683.42178	1	< 0.1%
59683.42171	1	< 0.1%
58697.44209	1	< 0.1%
58425.68392	1	< 0.1%

total_pymnt_inv
Real number (ℝ)

Distinct	51672
Distinct (%)	94.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	11947.47293

Minimum	0
Maximum	60841.2
Zeros	21
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	1130.026
Q1	4219.47
median	9209.07
Q3	16982.15
95-th percentile	32945.932
Maximum	60841.2
Range	60841.2
Interquartile range (IQR)	12762.68

Descriptive statistics

Standard deviation	10010.76883
Coefficient of variation (CV)	0.8378984315
Kurtosis	1.207862845
Mean	11947.47293
Median Absolute Deviation (MAD)	5836.63
Skewness	1.235900889
Sum	654876834
Variance	100215492.6
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	21	< 0.1%
2460.21	9	< 0.1%
11784.23	8	< 0.1%
2129.65	8	< 0.1%
4861.94	8	< 0.1%
1839.91	7	< 0.1%
12128.02	7	< 0.1%
16579.95	7	< 0.1%
1824.93	7	< 0.1%
1304.58	7	< 0.1%
Other values (51662)	54724	99.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	21	< 0.1%
30.09	1	< 0.1%
60.39	1	< 0.1%
60.84	1	< 0.1%
66.43	1	< 0.1%

Value	Count	Frequency (%)
60841.2	1	< 0.1%
59683.42	2	< 0.1%
58655.52	1	< 0.1%
58425.68	1	< 0.1%
58096.72	1	< 0.1%

total_rec_prncp
Real number (ℝ)

Distinct	25370
Distinct (%)	46.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	9521.674201

Minimum	0
Maximum	40000
Zeros	44
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	707.15
Q1	2892.02
median	7000
Q3	14000
95-th percentile	28000
Maximum	40000
Range	40000
Interquartile range (IQR)	11107.98

Descriptive statistics

Standard deviation	8453.995442
Coefficient of variation (CV)	0.8878685895
Kurtosis	1.029229582
Mean	9521.674201
Median Absolute Deviation (MAD)	4900
Skewness	1.232571485
Sum	521911528
Variance	71470038.94
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10000	1968	3.6%
15000	1402	2.6%
20000	1391	2.5%
12000	1375	2.5%
35000	990	1.8%
8000	987	1.8%
5000	951	1.7%
6000	905	1.7%
16000	695	1.3%
25000	683	1.2%
Other values (25360)	43466	79.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	44	0.1%
24.84	1	< 0.1%
29	1	< 0.1%
36.92	1	< 0.1%
38.04	1	< 0.1%

Value	Count	Frequency (%)
40000	137	0.2%
39825	1	< 0.1%
39775	1	< 0.1%
39749.69	1	< 0.1%
39600	1	< 0.1%

total_rec_int
Real number (ℝ)

Distinct	49244
Distinct (%)	89.8%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	2338.166502

Minimum	0
Maximum	26477.8
Zeros	48
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	181.092
Q1	674.94
median	1459.25
Q3	2988.28
95-th percentile	7585.634
Maximum	26477.8
Range	26477.8
Interquartile range (IQR)	2313.34

Descriptive statistics

Standard deviation	2612.472037
Coefficient of variation (CV)	1.11731651
Kurtosis	9.439915229
Mean	2338.166502
Median Absolute Deviation (MAD)	954.36
Skewness	2.576624775
Sum	128161920.5
Variance	6825010.142
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	48	0.1%
1784.23	10	< 0.1%
2862.28	9	< 0.1%
411.07	9	< 0.1%
769.97	8	< 0.1%
1900.48	8	< 0.1%
2933.1	7	< 0.1%
1431.12	7	< 0.1%
2128.02	7	< 0.1%
325.66	7	< 0.1%
Other values (49234)	54693	99.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	48	0.1%
0.01	1	< 0.1%
0.44	1	< 0.1%
0.45	1	< 0.1%
0.5	1	< 0.1%

Value	Count	Frequency (%)
26477.8	1	< 0.1%
25841.2	1	< 0.1%
25405.14	1	< 0.1%
24772.66	1	< 0.1%
24683.42	2	< 0.1%

total_rec_late_fee
Real number (ℝ)

SKEWED ZEROS

Distinct	985
Distinct (%)	1.8%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	1.089107575

Minimum	0
Maximum	724.8000013
Zeros	53262
Zeros (%)	97.2%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	724.8000013
Range	724.8000013
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	9.746469901
Coefficient of variation (CV)	8.949042434
Kurtosis	1221.825557
Mean	1.089107575
Median Absolute Deviation (MAD)	0
Skewness	25.57643029
Sum	59697.25349
Variance	94.99367553
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	53262	97.2%
15	326	0.6%
30	79	0.1%
45	27	< 0.1%
60	10	< 0.1%
16.37	4	< 0.1%
19.78	4	< 0.1%
44.03	4	< 0.1%
45.39	4	< 0.1%
90	3	< 0.1%
Other values (975)	1090	2.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	53262	97.2%
4 × 10^-10	1	< 0.1%
5 × 10^-10	1	< 0.1%
2.7 × 10^-9	1	< 0.1%
3.5 × 10^-9	1	< 0.1%

Value	Count	Frequency (%)
724.8000013	1	< 0.1%
562.66	1	< 0.1%
530.53	1	< 0.1%
521.17	1	< 0.1%
349.2	1	< 0.1%

recoveries
Real number (ℝ)

Distinct	2518
Distinct (%)	4.6%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	90.87324522

Minimum	0
Maximum	28420.45
Zeros	52189
Zeros (%)	95.2%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	28420.45
Range	28420.45
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	625.4370213
Coefficient of variation (CV)	6.88252103
Kurtosis	313.3730044
Mean	90.87324522
Median Absolute Deviation (MAD)	0
Skewness	13.89404017
Sum	4981035.19
Variance	391171.4676
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	52189	95.2%
150	17	< 0.1%
100	13	< 0.1%
200	8	< 0.1%
50	7	< 0.1%
75	6	< 0.1%
300	5	< 0.1%
1500	4	< 0.1%
250	4	< 0.1%
400	4	< 0.1%
Other values (2508)	2556	4.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	52189	95.2%
0.06	2	< 0.1%
0.09	1	< 0.1%
0.12	3	< 0.1%
0.14	1	< 0.1%

Value	Count	Frequency (%)
28420.45	1	< 0.1%
22825.59	1	< 0.1%
21011.96	1	< 0.1%
20814.35	1	< 0.1%
17864.09	1	< 0.1%

collection_recovery_fee
Real number (ℝ)

Distinct	2485
Distinct (%)	4.5%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	15.43474205

Minimum	0
Maximum	5115.6792
Zeros	52264
Zeros (%)	95.3%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	5115.6792
Range	5115.6792
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	110.3087987
Coefficient of variation (CV)	7.146786018
Kurtosis	334.9877661
Mean	15.43474205
Median Absolute Deviation (MAD)	0
Skewness	14.48280241
Sum	846024.5161
Variance	12168.03107
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	52264	95.3%
18	11	< 0.1%
27	10	< 0.1%
36	7	< 0.1%
9	6	< 0.1%
54	5	< 0.1%
13.5	4	< 0.1%
4.5	3	< 0.1%
108	3	< 0.1%
324	3	< 0.1%
Other values (2475)	2497	4.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	52264	95.3%
1.812600002	1	< 0.1%
1.835999998	1	< 0.1%
2.1168	1	< 0.1%
2.177999992	1	< 0.1%

Value	Count	Frequency (%)
5115.6792	1	< 0.1%
4108.6062	1	< 0.1%
3782.1528	1	< 0.1%
3538.4395	1	< 0.1%
3215.5362	1	< 0.1%

last_pymnt_d
Categorical

Distinct	72
Distinct (%)	0.1%
Missing	43
Missing (%)	0.1%
Memory size	428.4 KiB

Feb-2019	25053
Jan-2019	1154
Aug-2018	946
Mar-2018	942
Jul-2018	915
Other values (67)	25760

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Jul-2018
2nd row	Aug-2018
3rd row	Jan-2015
4th row	Feb-2019
5th row	Oct-2016

Common Values

Value	Count	Frequency (%)
Feb-2019	25053	45.7%
Jan-2019	1154	2.1%
Aug-2018	946	1.7%
Mar-2018	942	1.7%
Jul-2018	915	1.7%
Oct-2018	866	1.6%
Jan-2018	849	1.5%
Jun-2018	836	1.5%
Nov-2018	825	1.5%
May-2018	803	1.5%
Other values (62)	21581	39.4%

last_pymnt_amnt
Real number (ℝ)

Distinct	36045
Distinct (%)	65.8%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	3559.148785

Minimum	0
Maximum	40736.63
Zeros	54
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	104.048
Q1	312.63
median	615.99
Q3	4089.45
95-th percentile	17235.418
Maximum	40736.63
Range	40736.63
Interquartile range (IQR)	3776.82

Descriptive statistics

Standard deviation	6159.811196
Coefficient of variation (CV)	1.730697863
Kurtosis	6.816651601
Mean	3559.148785
Median Absolute Deviation (MAD)	414.57
Skewness	2.520404882
Sum	195087622.4
Variance	37943273.97
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	54	0.1%
324.65	49	0.1%
361.38	49	0.1%
304.72	47	0.1%
332.1	47	0.1%
309.74	45	0.1%
301.15	45	0.1%
50	40	0.1%
335.12	39	0.1%
602.3	37	0.1%
Other values (36035)	54361	99.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	54	0.1%
0.01	20	< 0.1%
0.02	2	< 0.1%
0.03	1	< 0.1%
0.05	2	< 0.1%

Value	Count	Frequency (%)
40736.63	1	< 0.1%
40716.55	1	< 0.1%
40614.73	1	< 0.1%
40611.8	1	< 0.1%
40581.97	1	< 0.1%

next_pymnt_d
Categorical

IMBALANCE MISSING

Distinct	2
Distinct (%)	< 0.1%
Missing	29936
Missing (%)	54.6%
Memory size	428.4 KiB

Mar-2019	24864
Feb-2019	13

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Mar-2019
2nd row	Mar-2019
3rd row	Mar-2019
4th row	Mar-2019
5th row	Mar-2019

Common Values

Value	Count	Frequency (%)
Mar-2019	24864	45.4%
Feb-2019	13	< 0.1%
(Missing)	29936	54.6%

Common Values (Plot)

last_credit_pull_d
Categorical

HIGH CARDINALITY IMBALANCE

Distinct	69
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Memory size	428.4 KiB

Feb-2019	35610
Jan-2019	2031
Dec-2018	1315
Jul-2018	1272
Nov-2018	1221
Other values (64)	13364

Overview
Categories

Unique

Unique	2 ?
Unique (%)	< 0.1%

Sample

1st row	Oct-2018
2nd row	Sep-2018
3rd row	Oct-2016
4th row	Feb-2019
5th row	Oct-2016

Common Values

Value	Count	Frequency (%)
Feb-2019	35610	65.0%
Jan-2019	2031	3.7%
Dec-2018	1315	2.4%
Jul-2018	1272	2.3%
Nov-2018	1221	2.2%
Oct-2018	1211	2.2%
Aug-2018	993	1.8%
Sep-2018	896	1.6%
Oct-2016	807	1.5%
Apr-2018	649	1.2%
Other values (59)	8808	16.1%

collections_12_mths_ex_med
Real number (ℝ)

Distinct	5
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.01806140879

Minimum	0
Maximum	4
Zeros	53899
Zeros (%)	98.3%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	4
Range	4
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.1446029225
Coefficient of variation (CV)	8.006181811
Kurtosis	103.4911717
Mean	0.01806140879
Median Absolute Deviation (MAD)	0
Skewness	9.181264163
Sum	990
Variance	0.02091000521
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=5)

Value	Count	Frequency (%)
0	53899	98.3%
1	848	1.5%
2	57	0.1%
3	8	< 0.1%
4	1	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	53899	98.3%
1	848	1.5%
2	57	0.1%
3	8	< 0.1%
4	1	< 0.1%

Value	Count	Frequency (%)
4	1	< 0.1%
3	8	< 0.1%
2	57	0.1%
1	848	1.5%
0	53899	98.3%

mths_since_last_major_derog
Real number (ℝ)

Distinct	128
Distinct (%)	0.9%
Missing	40387
Missing (%)	73.7%
Infinite	0
Infinite (%)	0.0%
Mean	44.18265631

Minimum	0
Maximum	188
Zeros	6
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	9
Q1	27
median	44
Q3	62
95-th percentile	77
Maximum	188
Range	188
Interquartile range (IQR)	35

Descriptive statistics

Standard deviation	21.46150752
Coefficient of variation (CV)	0.4857450708
Kurtosis	-0.4734635936
Mean	44.18265631
Median Absolute Deviation (MAD)	17
Skewness	0.09967703984
Sum	637379
Variance	460.5963051
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
45	255	0.5%
43	253	0.5%
42	245	0.4%
47	238	0.4%
52	231	0.4%
48	230	0.4%
35	227	0.4%
30	227	0.4%
39	227	0.4%
32	226	0.4%
Other values (118)	12067	22.0%
(Missing)	40387	73.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	6	< 0.1%
1	30	0.1%
2	48	0.1%
3	55	0.1%
4	80	0.1%

Value	Count	Frequency (%)
188	1	< 0.1%
148	1	< 0.1%
146	2	< 0.1%
135	1	< 0.1%
134	2	< 0.1%

policy_code
Real number (ℝ)

Distinct	1
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	1

Minimum	1
Maximum	1
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	1
5-th percentile	1
Q1	1
median	1
Q3	1
95-th percentile	1
Maximum	1
Range	0
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0
Coefficient of variation (CV)	0
Kurtosis	0
Mean	1
Median Absolute Deviation (MAD)	0
Skewness	0
Sum	54813
Variance	0
Monotonicity	Increasing

Histogram with fixed size bins (bins=1)

Value	Count	Frequency (%)
1	54813	100.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1	54813	100.0%

Value	Count	Frequency (%)
1	54813	100.0%

application_type
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	428.4 KiB

Individual	51755
Joint App	3058

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Individual
2nd row	Joint App
3rd row	Individual
4th row	Individual
5th row	Individual

Common Values

Value	Count	Frequency (%)
Individual	51755	94.4%
Joint App	3058	5.6%

Common Values (Plot)

acc_now_delinq
Real number (ℝ)

Distinct	5
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.004214328718

Minimum	0
Maximum	4
Zeros	54598
Zeros (%)	99.6%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	4
Range	4
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.07018840302
Coefficient of variation (CV)	16.65470534
Kurtosis	529.7399362
Mean	0.004214328718
Median Absolute Deviation (MAD)	0
Skewness	19.92302805
Sum	231
Variance	0.004926411918
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=5)

Value	Count	Frequency (%)
0	54598	99.6%
1	202	0.4%
2	11	< 0.1%
3	1	< 0.1%
4	1	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	54598	99.6%
1	202	0.4%
2	11	< 0.1%
3	1	< 0.1%
4	1	< 0.1%

Value	Count	Frequency (%)
4	1	< 0.1%
3	1	< 0.1%
2	11	< 0.1%
1	202	0.4%
0	54598	99.6%

tot_coll_amt
Real number (ℝ)

SKEWED ZEROS

Distinct	2722
Distinct (%)	5.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	221.2470217

Minimum	0
Maximum	215902
Zeros	46412
Zeros (%)	84.7%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	806.4
Maximum	215902
Range	215902
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	1787.042656
Coefficient of variation (CV)	8.077137682
Kurtosis	4198.324707
Mean	221.2470217
Median Absolute Deviation (MAD)	0
Skewness	44.58603239
Sum	12127213
Variance	3193521.454
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	46412	84.7%
50	126	0.2%
100	83	0.2%
200	54	0.1%
75	54	0.1%
60	51	0.1%
150	45	0.1%
65	36	0.1%
80	36	0.1%
55	35	0.1%
Other values (2712)	7881	14.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	46412	84.7%
13	1	< 0.1%
19	1	< 0.1%
20	1	< 0.1%
22	1	< 0.1%

Value	Count	Frequency (%)
215902	1	< 0.1%
87092	1	< 0.1%
65103	1	< 0.1%
59924	1	< 0.1%
57557	1	< 0.1%

tot_cur_bal
Real number (ℝ)

Distinct	48959
Distinct (%)	89.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	143859.5742

Minimum	0
Maximum	4151547
Zeros	20
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	8104.6
Q1	28912
median	80561
Q3	214645
95-th percentile	443641.2
Maximum	4151547
Range	4151547
Interquartile range (IQR)	185733

Descriptive statistics

Standard deviation	164157.3221
Coefficient of variation (CV)	1.141094175
Kurtosis	26.30444181
Mean	143859.5742
Median Absolute Deviation (MAD)	64127
Skewness	3.061843583
Sum	7885374838
Variance	2.69476264 × 10¹⁰
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	20	< 0.1%
15710	6	< 0.1%
26502	5	< 0.1%
6644	5	< 0.1%
75515	5	< 0.1%
23863	5	< 0.1%
27492	4	< 0.1%
27667	4	< 0.1%
39936	4	< 0.1%
30320	4	< 0.1%
Other values (48949)	54751	99.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	20	< 0.1%
1	1	< 0.1%
2	1	< 0.1%
3	1	< 0.1%
8	1	< 0.1%

Value	Count	Frequency (%)
4151547	1	< 0.1%
3916686	1	< 0.1%
2655974	1	< 0.1%
2641479	1	< 0.1%
2484676	1	< 0.1%

open_acc_6m
Real number (ℝ)

MISSING ZEROS

Distinct	12
Distinct (%)	< 0.1%
Missing	19382
Missing (%)	35.4%
Infinite	0
Infinite (%)	0.0%
Mean	0.9287347238

Minimum	0
Maximum	11
Zeros	15909
Zeros (%)	29.0%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	1
95-th percentile	3
Maximum	11
Range	11
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	1.131778106
Coefficient of variation (CV)	1.218623658
Kurtosis	4.562904977
Mean	0.9287347238
Median Absolute Deviation (MAD)	1
Skewness	1.694770872
Sum	32906
Variance	1.280921682
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=12)

Value	Count	Frequency (%)
0	15909	29.0%
1	11207	20.4%
2	5101	9.3%
3	2053	3.7%
4	758	1.4%
5	239	0.4%
6	97	0.2%
7	33	0.1%
8	18	< 0.1%
9	9	< 0.1%
Other values (2)	7	< 0.1%
(Missing)	19382	35.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	15909	29.0%
1	11207	20.4%
2	5101	9.3%
3	2053	3.7%
4	758	1.4%

Value	Count	Frequency (%)
11	3	< 0.1%
10	4	< 0.1%
9	9	< 0.1%
8	18	< 0.1%
7	33	0.1%

open_act_il
Real number (ℝ)

MISSING ZEROS

Distinct	36
Distinct (%)	0.1%
Missing	19382
Missing (%)	35.4%
Infinite	0
Infinite (%)	0.0%
Mean	2.775055742

Minimum	0
Maximum	38
Zeros	4230
Zeros (%)	7.7%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	1
median	2
Q3	3
95-th percentile	9
Maximum	38
Range	38
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	3.027129166
Coefficient of variation (CV)	1.090835445
Kurtosis	13.52763301
Mean	2.775055742
Median Absolute Deviation (MAD)	1
Skewness	2.992059769
Sum	98323
Variance	9.163510987
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=36)

Value	Count	Frequency (%)
1	9248	16.9%
2	8404	15.3%
3	5250	9.6%
0	4230	7.7%
4	2828	5.2%
5	1545	2.8%
6	959	1.7%
7	619	1.1%
8	520	0.9%
9	374	0.7%
Other values (26)	1454	2.7%
(Missing)	19382	35.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	4230	7.7%
1	9248	16.9%
2	8404	15.3%
3	5250	9.6%
4	2828	5.2%

Value	Count	Frequency (%)
38	1	< 0.1%
37	1	< 0.1%
35	1	< 0.1%
33	1	< 0.1%
32	2	< 0.1%

open_il_12m
Real number (ℝ)

MISSING ZEROS

Distinct	11
Distinct (%)	< 0.1%
Missing	19382
Missing (%)	35.4%
Infinite	0
Infinite (%)	0.0%
Mean	0.6602974796

Minimum	0
Maximum	11
Zeros	19607
Zeros (%)	35.8%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	1
95-th percentile	2
Maximum	11
Range	11
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	0.9177790515
Coefficient of variation (CV)	1.389947834
Kurtosis	4.887631986
Mean	0.6602974796
Median Absolute Deviation (MAD)	0
Skewness	1.812268781
Sum	23395
Variance	0.8423183874
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=11)

Value	Count	Frequency (%)
0	19607	35.8%
1	10554	19.3%
2	3700	6.8%
3	1074	2.0%
4	333	0.6%
5	111	0.2%
6	41	0.1%
7	7	< 0.1%
8	2	< 0.1%
11	1	< 0.1%
(Missing)	19382	35.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	19607	35.8%
1	10554	19.3%
2	3700	6.8%
3	1074	2.0%
4	333	0.6%

Value	Count	Frequency (%)
11	1	< 0.1%
10	1	< 0.1%
8	2	< 0.1%
7	7	< 0.1%
6	41	0.1%

open_il_24m
Real number (ℝ)

MISSING ZEROS

Distinct	20
Distinct (%)	0.1%
Missing	19382
Missing (%)	35.4%
Infinite	0
Infinite (%)	0.0%
Mean	1.536620474

Minimum	0
Maximum	23
Zeros	9719
Zeros (%)	17.7%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	2
95-th percentile	4
Maximum	23
Range	23
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	1.565164048
Coefficient of variation (CV)	1.018575552
Kurtosis	6.930190617
Mean	1.536620474
Median Absolute Deviation (MAD)	1
Skewness	1.841328987
Sum	54444
Variance	2.449738497
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=20)

Value	Count	Frequency (%)
1	11278	20.6%
0	9719	17.7%
2	7241	13.2%
3	3715	6.8%
4	1728	3.2%
5	859	1.6%
6	442	0.8%
7	216	0.4%
8	111	0.2%
9	50	0.1%
Other values (10)	72	0.1%
(Missing)	19382	35.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	9719	17.7%
1	11278	20.6%
2	7241	13.2%
3	3715	6.8%
4	1728	3.2%

Value	Count	Frequency (%)
23	1	< 0.1%
22	1	< 0.1%
18	1	< 0.1%
17	1	< 0.1%
15	1	< 0.1%

mths_since_rcnt_il
Real number (ℝ)

Distinct	228
Distinct (%)	0.7%
Missing	20503
Missing (%)	37.4%
Infinite	0
Infinite (%)	0.0%
Mean	21.40824832

Minimum	0
Maximum	488
Zeros	11
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	7
median	13
Q3	24
95-th percentile	72
Maximum	488
Range	488
Interquartile range (IQR)	17

Descriptive statistics

Standard deviation	26.16199624
Coefficient of variation (CV)	1.222052166
Kurtosis	18.70608616
Mean	21.40824832
Median Absolute Deviation (MAD)	8
Skewness	3.492595361
Sum	734517
Variance	684.4500471
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
7	1526	2.8%
4	1490	2.7%
3	1484	2.7%
6	1477	2.7%
5	1428	2.6%
8	1407	2.6%
13	1317	2.4%
9	1309	2.4%
11	1274	2.3%
12	1256	2.3%
Other values (218)	20342	37.1%
(Missing)	20503	37.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	11	< 0.1%
1	729	1.3%
2	1234	2.3%
3	1484	2.7%
4	1490	2.7%

Value	Count	Frequency (%)
488	1	< 0.1%
395	1	< 0.1%
338	1	< 0.1%
322	1	< 0.1%
300	1	< 0.1%

total_bal_il
Real number (ℝ)

MISSING ZEROS

Distinct	25855
Distinct (%)	73.0%
Missing	19382
Missing (%)	35.4%
Infinite	0
Infinite (%)	0.0%
Mean	35146.60187

Minimum	0
Maximum	995545
Zeros	4041
Zeros (%)	7.4%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	8513.5
median	22773
Q3	45446.5
95-th percentile	113337
Maximum	995545
Range	995545
Interquartile range (IQR)	36933

Descriptive statistics

Standard deviation	43496.52381
Coefficient of variation (CV)	1.237574089
Kurtosis	24.1566952
Mean	35146.60187
Median Absolute Deviation (MAD)	16835
Skewness	3.528087222
Sum	1245279251
Variance	1891947583
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	4041	7.4%
6196	5	< 0.1%
4674	5	< 0.1%
10832	5	< 0.1%
2915	5	< 0.1%
6620	5	< 0.1%
24084	5	< 0.1%
2824	5	< 0.1%
7515	5	< 0.1%
5905	5	< 0.1%
Other values (25845)	31345	57.2%
(Missing)	19382	35.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	4041	7.4%
1	2	< 0.1%
2	1	< 0.1%
4	1	< 0.1%
5	1	< 0.1%

Value	Count	Frequency (%)
995545	1	< 0.1%
614961	1	< 0.1%
610350	1	< 0.1%
510816	1	< 0.1%
508867	1	< 0.1%

il_util
Real number (ℝ)

Distinct	171
Distinct (%)	0.6%
Missing	24569
Missing (%)	44.8%
Infinite	0
Infinite (%)	0.0%
Mean	68.71842349

Minimum	0
Maximum	219
Zeros	165
Zeros (%)	0.3%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	25
Q1	54
median	71
Q3	85
95-th percentile	100
Maximum	219
Range	219
Interquartile range (IQR)	31

Descriptive statistics

Standard deviation	23.7231704
Coefficient of variation (CV)	0.3452228557
Kurtosis	0.4510374035
Mean	68.71842349
Median Absolute Deviation (MAD)	15
Skewness	-0.3577332344
Sum	2078320
Variance	562.7888138
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
76	572	1.0%
79	562	1.0%
73	561	1.0%
81	556	1.0%
83	546	1.0%
70	546	1.0%
82	541	1.0%
71	541	1.0%
69	541	1.0%
77	540	1.0%
Other values (161)	24738	45.1%
(Missing)	24569	44.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	165	0.3%
1	17	< 0.1%
2	21	< 0.1%
3	46	0.1%
4	30	0.1%

Value	Count	Frequency (%)
219	1	< 0.1%
187	1	< 0.1%
186	1	< 0.1%
185	2	< 0.1%
184	1	< 0.1%

open_rv_12m
Real number (ℝ)

MISSING ZEROS

Distinct	18
Distinct (%)	0.1%
Missing	19382
Missing (%)	35.4%
Infinite	0
Infinite (%)	0.0%
Mean	1.284863538

Minimum	0
Maximum	17
Zeros	13007
Zeros (%)	23.7%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	2
95-th percentile	4
Maximum	17
Range	17
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	1.493800079
Coefficient of variation (CV)	1.162613799
Kurtosis	6.821976613
Mean	1.284863538
Median Absolute Deviation (MAD)	1
Skewness	1.967569639
Sum	45524
Variance	2.231438677
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=18)

Value	Count	Frequency (%)
0	13007	23.7%
1	10580	19.3%
2	6122	11.2%
3	2969	5.4%
4	1439	2.6%
5	643	1.2%
6	326	0.6%
7	155	0.3%
8	80	0.1%
9	55	0.1%
Other values (8)	55	0.1%
(Missing)	19382	35.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	13007	23.7%
1	10580	19.3%
2	6122	11.2%
3	2969	5.4%
4	1439	2.6%

Value	Count	Frequency (%)
17	1	< 0.1%
16	2	< 0.1%
15	1	< 0.1%
14	5	< 0.1%
13	6	< 0.1%

open_rv_24m
Real number (ℝ)

MISSING ZEROS

Distinct	28
Distinct (%)	0.1%
Missing	19382
Missing (%)	35.4%
Infinite	0
Infinite (%)	0.0%
Mean	2.742485394

Minimum	0
Maximum	37
Zeros	5700
Zeros (%)	10.4%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	1
median	2
Q3	4
95-th percentile	8
Maximum	37
Range	37
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	2.587527547
Coefficient of variation (CV)	0.9434972936
Kurtosis	6.872929531
Mean	2.742485394
Median Absolute Deviation (MAD)	1
Skewness	1.903388163
Sum	97169
Variance	6.695298807
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=28)

Value	Count	Frequency (%)
1	7550	13.8%
2	6859	12.5%
0	5700	10.4%
3	5155	9.4%
4	3457	6.3%
5	2351	4.3%
6	1490	2.7%
7	1009	1.8%
8	605	1.1%
9	418	0.8%
Other values (18)	837	1.5%
(Missing)	19382	35.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	5700	10.4%
1	7550	13.8%
2	6859	12.5%
3	5155	9.4%
4	3457	6.3%

Value	Count	Frequency (%)
37	1	< 0.1%
30	2	< 0.1%
28	1	< 0.1%
25	2	< 0.1%
23	1	< 0.1%

max_bal_bc
Real number (ℝ)

MISSING ZEROS

Distinct	13379
Distinct (%)	37.8%
Missing	19382
Missing (%)	35.4%
Infinite	0
Infinite (%)	0.0%
Mean	5820.818577

Minimum	0
Maximum	180000
Zeros	862
Zeros (%)	1.6%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	346
Q1	2270
median	4407
Q3	7668
95-th percentile	16450.5
Maximum	180000
Range	180000
Interquartile range (IQR)	5398

Descriptive statistics

Standard deviation	5437.542941
Coefficient of variation (CV)	0.9341543408
Kurtosis	39.30335174
Mean	5820.818577
Median Absolute Deviation (MAD)	2481
Skewness	3.166369983
Sum	206237423
Variance	29566873.23
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	862	1.6%
2700	15	< 0.1%
2914	13	< 0.1%
2500	13	< 0.1%
2233	13	< 0.1%
4000	13	< 0.1%
4400	13	< 0.1%
1849	12	< 0.1%
3412	12	< 0.1%
2200	12	< 0.1%
Other values (13369)	34453	62.9%
(Missing)	19382	35.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	862	1.6%
1	4	< 0.1%
2	6	< 0.1%
3	5	< 0.1%
4	6	< 0.1%

Value	Count	Frequency (%)
180000	1	< 0.1%
83047	1	< 0.1%
74447	1	< 0.1%
72000	1	< 0.1%
61867	1	< 0.1%

all_util
Real number (ℝ)

Distinct	143
Distinct (%)	0.4%
Missing	19387
Missing (%)	35.4%
Infinite	0
Infinite (%)	0.0%
Mean	56.55244736

Minimum	0
Maximum	167
Zeros	73
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	20
Q1	42
median	57
Q3	71
95-th percentile	89
Maximum	167
Range	167
Interquartile range (IQR)	29

Descriptive statistics

Standard deviation	20.96238999
Coefficient of variation (CV)	0.370671668
Kurtosis	-0.09959245753
Mean	56.55244736
Median Absolute Deviation (MAD)	14
Skewness	-0.1094494943
Sum	2003427
Variance	439.421794
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
58	720	1.3%
56	714	1.3%
61	673	1.2%
67	666	1.2%
60	664	1.2%
65	664	1.2%
57	662	1.2%
59	661	1.2%
62	659	1.2%
64	646	1.2%
Other values (133)	28697	52.4%
(Missing)	19387	35.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	73	0.1%
1	45	0.1%
2	38	0.1%
3	41	0.1%
4	47	0.1%

Value	Count	Frequency (%)
167	1	< 0.1%
152	1	< 0.1%
150	1	< 0.1%
149	1	< 0.1%
144	1	< 0.1%

total_rev_hi_lim
Real number (ℝ)

Distinct	3246
Distinct (%)	5.9%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	35093.61064

Minimum	0
Maximum	750200
Zeros	28
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	6000
Q1	14700
median	25700
Q3	44000
95-th percentile	92200
Maximum	750200
Range	750200
Interquartile range (IQR)	29300

Descriptive statistics

Standard deviation	35034.26461
Coefficient of variation (CV)	0.9983089221
Kurtosis	41.86744829
Mean	35093.61064
Median Absolute Deviation (MAD)	13100
Skewness	4.53917381
Sum	1923586080
Variance	1227399697
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
11000	195	0.4%
15000	182	0.3%
12500	181	0.3%
16000	178	0.3%
10000	176	0.3%
16500	174	0.3%
13000	173	0.3%
8000	170	0.3%
19500	170	0.3%
18000	168	0.3%
Other values (3236)	53046	96.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	28	0.1%
200	3	< 0.1%
300	8	< 0.1%
400	1	< 0.1%
500	17	< 0.1%

Value	Count	Frequency (%)
750200	1	< 0.1%
678300	1	< 0.1%
663500	1	< 0.1%
644900	1	< 0.1%
642700	1	< 0.1%

inq_fi
Real number (ℝ)

MISSING ZEROS

Distinct	20
Distinct (%)	0.1%
Missing	19382
Missing (%)	35.4%
Infinite	0
Infinite (%)	0.0%
Mean	1.005644774

Minimum	0
Maximum	21
Zeros	17655
Zeros (%)	32.2%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	1
95-th percentile	4
Maximum	21
Range	21
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	1.463111866
Coefficient of variation (CV)	1.454899288
Kurtosis	12.11106437
Mean	1.005644774
Median Absolute Deviation (MAD)	1
Skewness	2.594602884
Sum	35631
Variance	2.140696332
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=20)

Value	Count	Frequency (%)
0	17655	32.2%
1	9000	16.4%
2	4435	8.1%
3	2176	4.0%
4	1033	1.9%
5	539	1.0%
6	261	0.5%
7	134	0.2%
8	84	0.2%
9	53	0.1%
Other values (10)	61	0.1%
(Missing)	19382	35.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	17655	32.2%
1	9000	16.4%
2	4435	8.1%
3	2176	4.0%
4	1033	1.9%

Value	Count	Frequency (%)
21	1	< 0.1%
20	2	< 0.1%
17	1	< 0.1%
16	4	< 0.1%
15	2	< 0.1%

total_cu_tl
Real number (ℝ)

MISSING ZEROS

Distinct	35
Distinct (%)	0.1%
Missing	19382
Missing (%)	35.4%
Infinite	0
Infinite (%)	0.0%
Mean	1.483757162

Minimum	0
Maximum	40
Zeros	19071
Zeros (%)	34.8%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	2
95-th percentile	7
Maximum	40
Range	40
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	2.656272444
Coefficient of variation (CV)	1.79023395
Kurtosis	17.15641028
Mean	1.483757162
Median Absolute Deviation (MAD)	0
Skewness	3.309314632
Sum	52571
Variance	7.055783298
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=35)

Value	Count	Frequency (%)
0	19071	34.8%
1	6022	11.0%
2	3245	5.9%
3	2155	3.9%
4	1361	2.5%
5	992	1.8%
6	680	1.2%
7	496	0.9%
8	347	0.6%
9	284	0.5%
Other values (25)	778	1.4%
(Missing)	19382	35.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	19071	34.8%
1	6022	11.0%
2	3245	5.9%
3	2155	3.9%
4	1361	2.5%

Value	Count	Frequency (%)
40	1	< 0.1%
35	2	< 0.1%
34	1	< 0.1%
32	1	< 0.1%
31	2	< 0.1%

inq_last_12m
Real number (ℝ)

MISSING ZEROS

Distinct	31
Distinct (%)	0.1%
Missing	19382
Missing (%)	35.4%
Infinite	0
Infinite (%)	0.0%
Mean	2.007055968

Minimum	0
Maximum	35
Zeros	10254
Zeros (%)	18.7%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	3
95-th percentile	6
Maximum	35
Range	35
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	2.331576105
Coefficient of variation (CV)	1.16168963
Kurtosis	10.43031496
Mean	2.007055968
Median Absolute Deviation (MAD)	1
Skewness	2.334392986
Sum	71112
Variance	5.436247135
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=31)

Value	Count	Frequency (%)
0	10254	18.7%
1	8618	15.7%
2	6047	11.0%
3	3836	7.0%
4	2501	4.6%
5	1519	2.8%
6	908	1.7%
7	593	1.1%
8	386	0.7%
9	252	0.5%
Other values (21)	517	0.9%
(Missing)	19382	35.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	10254	18.7%
1	8618	15.7%
2	6047	11.0%
3	3836	7.0%
4	2501	4.6%

Value	Count	Frequency (%)
35	1	< 0.1%
32	1	< 0.1%
31	1	< 0.1%
27	1	< 0.1%
26	1	< 0.1%

acc_open_past_24mths
Real number (ℝ)

Distinct	34
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	4.488351304

Minimum	0
Maximum	40
Zeros	2414
Zeros (%)	4.4%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	2
median	4
Q3	6
95-th percentile	10
Maximum	40
Range	40
Interquartile range (IQR)	4

Descriptive statistics

Standard deviation	3.140782593
Coefficient of variation (CV)	0.6997630934
Kurtosis	3.905866551
Mean	4.488351304
Median Absolute Deviation (MAD)	2
Skewness	1.383416527
Sum	246020
Variance	9.864515294
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=34)

Value	Count	Frequency (%)
3	8177	14.9%
2	7728	14.1%
4	7630	13.9%
5	6473	11.8%
1	5685	10.4%
6	4961	9.1%
7	3621	6.6%
8	2659	4.9%
0	2414	4.4%
9	1766	3.2%
Other values (24)	3699	6.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	2414	4.4%
1	5685	10.4%
2	7728	14.1%
3	8177	14.9%
4	7630	13.9%

Value	Count	Frequency (%)
40	1	< 0.1%
35	1	< 0.1%
34	1	< 0.1%
30	2	< 0.1%
29	1	< 0.1%

avg_cur_bal
Real number (ℝ)

Distinct	26013
Distinct (%)	47.5%
Missing	2
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	13647.84974

Minimum	0
Maximum	447433
Zeros	18
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	1053
Q1	3053
median	7439
Q3	18950.5
95-th percentile	44177
Maximum	447433
Range	447433
Interquartile range (IQR)	15897.5

Descriptive statistics

Standard deviation	16607.6169
Coefficient of variation (CV)	1.216866922
Kurtosis	37.37563927
Mean	13647.84974
Median Absolute Deviation (MAD)	5472
Skewness	3.836108442
Sum	748052292
Variance	275812939.1
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	18	< 0.1%
2042	16	< 0.1%
2668	15	< 0.1%
2012	15	< 0.1%
2645	13	< 0.1%
3237	13	< 0.1%
1792	12	< 0.1%
1805	12	< 0.1%
2779	12	< 0.1%
2816	12	< 0.1%
Other values (26003)	54673	99.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	18	< 0.1%
1	4	< 0.1%
2	1	< 0.1%
5	1	< 0.1%
6	1	< 0.1%

Value	Count	Frequency (%)
447433	1	< 0.1%
391669	1	< 0.1%
341236	1	< 0.1%
316717	1	< 0.1%
307805	1	< 0.1%

bc_open_to_buy
Real number (ℝ)

MISSING ZEROS

Distinct	23634
Distinct (%)	43.6%
Missing	562
Missing (%)	1.0%
Infinite	0
Infinite (%)	0.0%
Mean	11773.1571

Minimum	0
Maximum	507259
Zeros	691
Zeros (%)	1.3%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	176
Q1	1790.5
median	5644
Q3	14677.5
95-th percentile	43655.5
Maximum	507259
Range	507259
Interquartile range (IQR)	12887

Descriptive statistics

Standard deviation	17262.59133
Coefficient of variation (CV)	1.466266965
Kurtosis	34.48058303
Mean	11773.1571
Median Absolute Deviation (MAD)	4710
Skewness	4.024244098
Sum	638705546
Variance	297997059.5
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	691	1.3%
2000	60	0.1%
500	46	0.1%
1000	46	0.1%
2500	33	0.1%
300	33	0.1%
3000	32	0.1%
4000	32	0.1%
5000	31	0.1%
1500	30	0.1%
Other values (23624)	53217	97.1%
(Missing)	562	1.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	691	1.3%
1	4	< 0.1%
2	7	< 0.1%
3	8	< 0.1%
4	9	< 0.1%

Value	Count	Frequency (%)
507259	1	< 0.1%
283749	1	< 0.1%
273284	1	< 0.1%
252982	1	< 0.1%
244887	1	< 0.1%

bc_util
Real number (ℝ)

MISSING ZEROS

Distinct	1111
Distinct (%)	2.0%
Missing	586
Missing (%)	1.1%
Infinite	0
Infinite (%)	0.0%
Mean	57.25726483

Minimum	0
Maximum	182.5
Zeros	676
Zeros (%)	1.2%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	7.6
Q1	34.5
median	59.5
Q3	82.5
95-th percentile	97.6
Maximum	182.5
Range	182.5
Interquartile range (IQR)	48

Descriptive statistics

Standard deviation	28.6131363
Coefficient of variation (CV)	0.4997293598
Kurtosis	-1.033945377
Mean	57.25726483
Median Absolute Deviation (MAD)	23.9
Skewness	-0.2459204333
Sum	3104889.7
Variance	818.7115687
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	676	1.2%
98	161	0.3%
99	129	0.2%
96	129	0.2%
95	128	0.2%
97	122	0.2%
86	111	0.2%
90	108	0.2%
85	104	0.2%
97.9	103	0.2%
Other values (1101)	52456	95.7%
(Missing)	586	1.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	676	1.2%
0.1	41	0.1%
0.2	54	0.1%
0.3	45	0.1%
0.4	31	0.1%

Value	Count	Frequency (%)
182.5	1	< 0.1%
165.3	1	< 0.1%
152.5	1	< 0.1%
140.9	1	< 0.1%
132.5	1	< 0.1%

chargeoff_within_12_mths
Real number (ℝ)

Distinct	6
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.008975972853

Minimum	0
Maximum	5
Zeros	54367
Zeros (%)	99.2%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	5
Range	5
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.1058032785
Coefficient of variation (CV)	11.78738843
Kurtosis	336.8567173
Mean	0.008975972853
Median Absolute Deviation (MAD)	0
Skewness	15.27243571
Sum	492
Variance	0.01119433375
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=6)

Value	Count	Frequency (%)
0	54367	99.2%
1	412	0.8%
2	26	< 0.1%
3	5	< 0.1%
4	2	< 0.1%
5	1	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	54367	99.2%
1	412	0.8%
2	26	< 0.1%
3	5	< 0.1%
4	2	< 0.1%

Value	Count	Frequency (%)
5	1	< 0.1%
4	2	< 0.1%
3	5	< 0.1%
2	26	< 0.1%
1	412	0.8%

delinq_amnt
Real number (ℝ)

SKEWED ZEROS

Distinct	143
Distinct (%)	0.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	13.70061847

Minimum	0
Maximum	65618
Zeros	54647
Zeros (%)	99.7%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	65618
Range	65618
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	776.7990466
Coefficient of variation (CV)	56.69810078
Kurtosis	5655.157878
Mean	13.70061847
Median Absolute Deviation (MAD)	0
Skewness	73.06665215
Sum	750972
Variance	603416.7587
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	54647	99.7%
30	4	< 0.1%
65000	4	< 0.1%
25	4	< 0.1%
56	3	< 0.1%
32	3	< 0.1%
408	2	< 0.1%
57	2	< 0.1%
373	2	< 0.1%
62	2	< 0.1%
Other values (133)	140	0.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	54647	99.7%
1	1	< 0.1%
8	1	< 0.1%
9	1	< 0.1%
10	1	< 0.1%

Value	Count	Frequency (%)
65618	1	< 0.1%
65000	4	< 0.1%
56708	1	< 0.1%
46994	1	< 0.1%
46557	1	< 0.1%

mo_sin_old_il_acct
Real number (ℝ)

Distinct	403
Distinct (%)	0.8%
Missing	1712
Missing (%)	3.1%
Infinite	0
Infinite (%)	0.0%
Mean	125.7371424

Minimum	1
Maximum	558
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	1
5-th percentile	31
Q1	95
median	130
Q3	154
95-th percentile	214
Maximum	558
Range	557
Interquartile range (IQR)	59

Descriptive statistics

Standard deviation	53.65277798
Coefficient of variation (CV)	0.4267058797
Kurtosis	1.684586902
Mean	125.7371424
Median Absolute Deviation (MAD)	28
Skewness	0.3503031815
Sum	6676768
Variance	2878.620584
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
121	652	1.2%
139	648	1.2%
127	641	1.2%
125	639	1.2%
122	636	1.2%
123	635	1.2%
133	632	1.2%
126	626	1.1%
131	621	1.1%
130	600	1.1%
Other values (393)	46771	85.3%
(Missing)	1712	3.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1	25	< 0.1%
2	18	< 0.1%
3	46	0.1%
4	27	< 0.1%
5	48	0.1%

Value	Count	Frequency (%)
558	1	< 0.1%
527	1	< 0.1%
518	1	< 0.1%
500	1	< 0.1%
488	1	< 0.1%

mo_sin_old_rev_tl_op
Real number (ℝ)

Distinct	616
Distinct (%)	1.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	181.4154671

Minimum	6
Maximum	680
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	6
5-th percentile	49
Q1	116
median	164
Q3	232
95-th percentile	368
Maximum	680
Range	674
Interquartile range (IQR)	116

Descriptive statistics

Standard deviation	96.91894199
Coefficient of variation (CV)	0.53423748
Kurtosis	1.17515904
Mean	181.4154671
Median Absolute Deviation (MAD)	56
Skewness	0.9699940996
Sum	9943926
Variance	9393.281317
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
140	335	0.6%
127	320	0.6%
134	317	0.6%
139	317	0.6%
132	310	0.6%
136	308	0.6%
144	305	0.6%
133	303	0.6%
128	302	0.6%
157	300	0.5%
Other values (606)	51696	94.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
6	2	< 0.1%
7	3	< 0.1%
9	4	< 0.1%
10	4	< 0.1%
11	7	< 0.1%

Value	Count	Frequency (%)
680	1	< 0.1%
669	1	< 0.1%
666	2	< 0.1%
658	1	< 0.1%
650	1	< 0.1%

mo_sin_rcnt_rev_tl_op
Real number (ℝ)

Distinct	188
Distinct (%)	0.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	14.03694379

Minimum	0
Maximum	323
Zeros	832
Zeros (%)	1.5%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	4
median	8
Q3	17
95-th percentile	46
Maximum	323
Range	323
Interquartile range (IQR)	13

Descriptive statistics

Standard deviation	17.49993181
Coefficient of variation (CV)	1.246705271
Kurtosis	22.025863
Mean	14.03694379
Median Absolute Deviation (MAD)	5
Skewness	3.600884951
Sum	769407
Variance	306.2476135
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
2	4219	7.7%
3	4046	7.4%
4	3664	6.7%
1	3426	6.3%
5	3422	6.2%
6	2910	5.3%
7	2651	4.8%
8	2420	4.4%
9	2094	3.8%
10	1900	3.5%
Other values (178)	24061	43.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	832	1.5%
1	3426	6.3%
2	4219	7.7%
3	4046	7.4%
4	3664	6.7%

Value	Count	Frequency (%)
323	1	< 0.1%
315	1	< 0.1%
280	1	< 0.1%
265	1	< 0.1%
262	1	< 0.1%

mo_sin_rcnt_tl
Real number (ℝ)

Distinct	123
Distinct (%)	0.2%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	8.279003156

Minimum	0
Maximum	233
Zeros	853
Zeros (%)	1.6%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	3
median	6
Q3	11
95-th percentile	23
Maximum	233
Range	233
Interquartile range (IQR)	8

Descriptive statistics

Standard deviation	8.969069797
Coefficient of variation (CV)	1.083351417
Kurtosis	37.16935058
Mean	8.279003156
Median Absolute Deviation (MAD)	3
Skewness	4.221855882
Sum	453797
Variance	80.44421303
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
2	5851	10.7%
3	5717	10.4%
4	4990	9.1%
1	4525	8.3%
5	4490	8.2%
6	3778	6.9%
7	3334	6.1%
8	2915	5.3%
9	2397	4.4%
10	2020	3.7%
Other values (113)	14796	27.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	853	1.6%
1	4525	8.3%
2	5851	10.7%
3	5717	10.4%
4	4990	9.1%

Value	Count	Frequency (%)
233	1	< 0.1%
183	1	< 0.1%
164	1	< 0.1%
153	1	< 0.1%
143	1	< 0.1%

mort_acc
Real number (ℝ)

Distinct	22
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	1.564464634

Minimum	0
Maximum	25
Zeros	22934
Zeros (%)	41.8%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	3
95-th percentile	5
Maximum	25
Range	25
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	1.901872199
Coefficient of variation (CV)	1.215669666
Kurtosis	4.372241225
Mean	1.564464634
Median Absolute Deviation (MAD)	1
Skewness	1.627768948
Sum	85753
Variance	3.617117861
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=22)

Value	Count	Frequency (%)
0	22934	41.8%
1	9658	17.6%
2	8126	14.8%
3	5855	10.7%
4	3786	6.9%
5	2138	3.9%
6	1133	2.1%
7	569	1.0%
8	305	0.6%
9	158	0.3%
Other values (12)	151	0.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	22934	41.8%
1	9658	17.6%
2	8126	14.8%
3	5855	10.7%
4	3786	6.9%

Value	Count	Frequency (%)
25	1	< 0.1%
22	2	< 0.1%
19	3	< 0.1%
18	2	< 0.1%
17	3	< 0.1%

mths_since_recent_bc
Real number (ℝ)

Distinct	324
Distinct (%)	0.6%
Missing	533
Missing (%)	1.0%
Infinite	0
Infinite (%)	0.0%
Mean	24.8513633

Minimum	0
Maximum	534
Zeros	340
Zeros (%)	0.6%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	6
median	14
Q3	30
95-th percentile	89
Maximum	534
Range	534
Interquartile range (IQR)	24

Descriptive statistics

Standard deviation	32.4431506
Coefficient of variation (CV)	1.305487759
Kurtosis	20.95044278
Mean	24.8513633
Median Absolute Deviation (MAD)	9
Skewness	3.561022098
Sum	1348932
Variance	1052.558021
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
3	2620	4.8%
2	2611	4.8%
4	2520	4.6%
5	2437	4.4%
6	2112	3.9%
7	2087	3.8%
8	1922	3.5%
9	1770	3.2%
1	1680	3.1%
10	1673	3.1%
Other values (314)	32848	59.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	340	0.6%
1	1680	3.1%
2	2611	4.8%
3	2620	4.8%
4	2520	4.6%

Value	Count	Frequency (%)
534	1	< 0.1%
475	1	< 0.1%
474	1	< 0.1%
466	1	< 0.1%
438	1	< 0.1%

mths_since_recent_bc_dlq
Real number (ℝ)

Distinct	124
Distinct (%)	1.0%
Missing	41845
Missing (%)	76.3%
Infinite	0
Infinite (%)	0.0%
Mean	39.39851943

Minimum	0
Maximum	195
Zeros	22
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	6
Q1	20
median	37
Q3	58
95-th percentile	77
Maximum	195
Range	195
Interquartile range (IQR)	38

Descriptive statistics

Standard deviation	22.64568859
Coefficient of variation (CV)	0.5747852689
Kurtosis	-0.6200079563
Mean	39.39851943
Median Absolute Deviation (MAD)	18
Skewness	0.3132430411
Sum	510920
Variance	512.8272115
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
36	214	0.4%
18	214	0.4%
27	213	0.4%
45	213	0.4%
46	205	0.4%
32	204	0.4%
48	203	0.4%
37	203	0.4%
19	201	0.4%
39	199	0.4%
Other values (114)	10899	19.9%
(Missing)	41845	76.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	22	< 0.1%
1	62	0.1%
2	67	0.1%
3	115	0.2%
4	122	0.2%

Value	Count	Frequency (%)
195	1	< 0.1%
134	1	< 0.1%
128	1	< 0.1%
125	1	< 0.1%
121	1	< 0.1%

mths_since_recent_inq
Real number (ℝ)

MISSING ZEROS

Distinct	25
Distinct (%)	0.1%
Missing	6160
Missing (%)	11.2%
Infinite	0
Infinite (%)	0.0%
Mean	7.085770662

Minimum	0
Maximum	24
Zeros	4045
Zeros (%)	7.4%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	2
median	6
Q3	11
95-th percentile	19
Maximum	24
Range	24
Interquartile range (IQR)	9

Descriptive statistics

Standard deviation	5.975691872
Coefficient of variation (CV)	0.8433369011
Kurtosis	-0.06361768595
Mean	7.085770662
Median Absolute Deviation (MAD)	4
Skewness	0.8778960529
Sum	344744
Variance	35.70889335
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=25)

Value	Count	Frequency (%)
1	5262	9.6%
2	4246	7.7%
0	4045	7.4%
3	3809	6.9%
4	3565	6.5%
5	3179	5.8%
6	2869	5.2%
7	2700	4.9%
8	2451	4.5%
9	2147	3.9%
Other values (15)	14380	26.2%
(Missing)	6160	11.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	4045	7.4%
1	5262	9.6%
2	4246	7.7%
3	3809	6.9%
4	3565	6.5%

Value	Count	Frequency (%)
24	216	0.4%
23	460	0.8%
22	542	1.0%
21	552	1.0%
20	630	1.1%

mths_since_recent_revol_delinq
Real number (ℝ)

Distinct	127
Distinct (%)	0.7%
Missing	36579
Missing (%)	66.7%
Infinite	0
Infinite (%)	0.0%
Mean	35.85587364

Minimum	0
Maximum	148
Zeros	37
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	5
Q1	17
median	33
Q3	51
95-th percentile	75
Maximum	148
Range	148
Interquartile range (IQR)	34

Descriptive statistics

Standard deviation	22.27323338
Coefficient of variation (CV)	0.6211878589
Kurtosis	-0.5721777923
Mean	35.85587364
Median Absolute Deviation (MAD)	17
Skewness	0.4701314437
Sum	653796
Variance	496.0969251
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
12	331	0.6%
11	327	0.6%
27	324	0.6%
14	324	0.6%
18	323	0.6%
20	321	0.6%
16	315	0.6%
13	311	0.6%
7	309	0.6%
19	307	0.6%
Other values (117)	15042	27.4%
(Missing)	36579	66.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	37	0.1%
1	114	0.2%
2	125	0.2%
3	192	0.4%
4	234	0.4%

Value	Count	Frequency (%)
148	1	< 0.1%
146	1	< 0.1%
135	1	< 0.1%
134	1	< 0.1%
128	1	< 0.1%

num_accts_ever_120_pd
Real number (ℝ)

Distinct	24
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.4957583055

Minimum	0
Maximum	30
Zeros	42385
Zeros (%)	77.3%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	3
Maximum	30
Range	30
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	1.324455635
Coefficient of variation (CV)	2.671575283
Kurtosis	38.14694184
Mean	0.4957583055
Median Absolute Deviation (MAD)	0
Skewness	4.918572409
Sum	27174
Variance	1.75418273
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=24)

Value	Count	Frequency (%)
0	42385	77.3%
1	6610	12.1%
2	2605	4.8%
3	1260	2.3%
4	687	1.3%
5	453	0.8%
6	276	0.5%
7	168	0.3%
8	131	0.2%
9	85	0.2%
Other values (14)	153	0.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	42385	77.3%
1	6610	12.1%
2	2605	4.8%
3	1260	2.3%
4	687	1.3%

Value	Count	Frequency (%)
30	1	< 0.1%
24	1	< 0.1%
22	2	< 0.1%
21	2	< 0.1%
20	1	< 0.1%

num_actv_bc_tl
Real number (ℝ)

Distinct	26
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	3.662342875

Minimum	0
Maximum	30
Zeros	1179
Zeros (%)	2.2%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	2
median	3
Q3	5
95-th percentile	8
Maximum	30
Range	30
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	2.314790365
Coefficient of variation (CV)	0.6320517886
Kurtosis	4.275591265
Mean	3.662342875
Median Absolute Deviation (MAD)	1
Skewness	1.468518796
Sum	200744
Variance	5.358254432
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=26)

Value	Count	Frequency (%)
3	11579	21.1%
2	11232	20.5%
4	8873	16.2%
1	6496	11.9%
5	5941	10.8%
6	3762	6.9%
7	2303	4.2%
8	1349	2.5%
0	1179	2.2%
9	803	1.5%
Other values (16)	1296	2.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1179	2.2%
1	6496	11.9%
2	11232	20.5%
3	11579	21.1%
4	8873	16.2%

Value	Count	Frequency (%)
30	1	< 0.1%
29	1	< 0.1%
24	1	< 0.1%
23	2	< 0.1%
22	5	< 0.1%

num_actv_rev_tl
Real number (ℝ)

Distinct	37
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	5.608359331

Minimum	0
Maximum	47
Zeros	260
Zeros (%)	0.5%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	3
median	5
Q3	7
95-th percentile	12
Maximum	47
Range	47
Interquartile range (IQR)	4

Descriptive statistics

Standard deviation	3.380683917
Coefficient of variation (CV)	0.6027937438
Kurtosis	4.978903391
Mean	5.608359331
Median Absolute Deviation (MAD)	2
Skewness	1.596589786
Sum	307411
Variance	11.42902375
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=37)

Value	Count	Frequency (%)
4	8346	15.2%
3	7883	14.4%
5	7570	13.8%
6	6188	11.3%
2	5439	9.9%
7	4832	8.8%
8	3463	6.3%
9	2538	4.6%
1	2099	3.8%
10	1750	3.2%
Other values (27)	4705	8.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	260	0.5%
1	2099	3.8%
2	5439	9.9%
3	7883	14.4%
4	8346	15.2%

Value	Count	Frequency (%)
47	1	< 0.1%
42	1	< 0.1%
34	1	< 0.1%
33	4	< 0.1%
32	2	< 0.1%

num_bc_sats
Real number (ℝ)

Distinct	39
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	4.770382938

Minimum	0
Maximum	47
Zeros	542
Zeros (%)	1.0%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	3
median	4
Q3	6
95-th percentile	10
Maximum	47
Range	47
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	3.03518747
Coefficient of variation (CV)	0.6362565667
Kurtosis	6.769896531
Mean	4.770382938
Median Absolute Deviation (MAD)	2
Skewness	1.752927506
Sum	261479
Variance	9.21236298
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=39)

Value	Count	Frequency (%)
3	9482	17.3%
4	9003	16.4%
2	7651	14.0%
5	7157	13.1%
6	5265	9.6%
7	3761	6.9%
1	3739	6.8%
8	2628	4.8%
9	1726	3.1%
10	1201	2.2%
Other values (29)	3200	5.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	542	1.0%
1	3739	6.8%
2	7651	14.0%
3	9482	17.3%
4	9003	16.4%

Value	Count	Frequency (%)
47	1	< 0.1%
42	1	< 0.1%
39	1	< 0.1%
38	1	< 0.1%
35	2	< 0.1%

num_bc_tl
Real number (ℝ)

Distinct	51
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	7.706949081

Minimum	0
Maximum	77
Zeros	161
Zeros (%)	0.3%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	4
median	7
Q3	10
95-th percentile	17
Maximum	77
Range	77
Interquartile range (IQR)	6

Descriptive statistics

Standard deviation	4.701631296
Coefficient of variation (CV)	0.6100509094
Kurtosis	5.156055938
Mean	7.706949081
Median Absolute Deviation (MAD)	3
Skewness	1.500929023
Sum	422441
Variance	22.10533684
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
5	5912	10.8%
6	5592	10.2%
4	5533	10.1%
7	5060	9.2%
3	4630	8.4%
8	4504	8.2%
9	3765	6.9%
10	3184	5.8%
2	3021	5.5%
11	2503	4.6%
Other values (41)	11109	20.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	161	0.3%
1	1196	2.2%
2	3021	5.5%
3	4630	8.4%
4	5533	10.1%

Value	Count	Frequency (%)
77	1	< 0.1%
70	1	< 0.1%
56	1	< 0.1%
52	1	< 0.1%
51	2	< 0.1%

num_il_tl
Real number (ℝ)

Distinct	74
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	8.385492493

Minimum	0
Maximum	104
Zeros	1713
Zeros (%)	3.1%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	3
median	6
Q3	11
95-th percentile	23
Maximum	104
Range	104
Interquartile range (IQR)	8

Descriptive statistics

Standard deviation	7.358639528
Coefficient of variation (CV)	0.8775441078
Kurtosis	7.50055809
Mean	8.385492493
Median Absolute Deviation (MAD)	3
Skewness	2.098475496
Sum	459634
Variance	54.14957571
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
3	4849	8.8%
4	4734	8.6%
5	4537	8.3%
2	4431	8.1%
6	4133	7.5%
7	3688	6.7%
1	3336	6.1%
8	3212	5.9%
9	2755	5.0%
10	2482	4.5%
Other values (64)	16656	30.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1713	3.1%
1	3336	6.1%
2	4431	8.1%
3	4849	8.8%
4	4734	8.6%

Value	Count	Frequency (%)
104	1	< 0.1%
86	2	< 0.1%
79	2	< 0.1%
78	2	< 0.1%
72	1	< 0.1%

num_op_rev_tl
Real number (ℝ)

Distinct	54
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	8.256088884

Minimum	0
Maximum	77
Zeros	21
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	3
Q1	5
median	7
Q3	10
95-th percentile	17
Maximum	77
Range	77
Interquartile range (IQR)	5

Descriptive statistics

Standard deviation	4.727327969
Coefficient of variation (CV)	0.572586855
Kurtosis	5.545797887
Mean	8.256088884
Median Absolute Deviation (MAD)	3
Skewness	1.598965855
Sum	452541
Variance	22.34762972
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
5	5873	10.7%
6	5871	10.7%
7	5540	10.1%
4	5081	9.3%
8	4929	9.0%
9	4284	7.8%
3	3632	6.6%
10	3549	6.5%
11	2825	5.2%
12	2262	4.1%
Other values (44)	10967	20.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	21	< 0.1%
1	465	0.8%
2	1974	3.6%
3	3632	6.6%
4	5081	9.3%

Value	Count	Frequency (%)
77	1	< 0.1%
60	1	< 0.1%
58	1	< 0.1%
55	3	< 0.1%
53	1	< 0.1%

num_rev_accts
Real number (ℝ)

Distinct	78
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	14.00379472

Minimum	2
Maximum	103
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	2
5-th percentile	4
Q1	8
median	12
Q3	18
95-th percentile	29
Maximum	103
Range	101
Interquartile range (IQR)	10

Descriptive statistics

Standard deviation	8.099977353
Coefficient of variation (CV)	0.5784130313
Kurtosis	3.668878528
Mean	14.00379472
Median Absolute Deviation (MAD)	5
Skewness	1.396997417
Sum	767590
Variance	65.60963312
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10	3300	6.0%
8	3289	6.0%
9	3263	6.0%
11	3251	5.9%
12	3038	5.5%
7	3026	5.5%
13	2857	5.2%
6	2736	5.0%
14	2718	5.0%
15	2441	4.5%
Other values (68)	24894	45.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
2	539	1.0%
3	1100	2.0%
4	1809	3.3%
5	2395	4.4%
6	2736	5.0%

Value	Count	Frequency (%)
103	1	< 0.1%
92	1	< 0.1%
91	1	< 0.1%
88	1	< 0.1%
80	1	< 0.1%

num_rev_tl_bal_gt_0
Real number (ℝ)

Distinct	35
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	5.562804444

Minimum	0
Maximum	42
Zeros	257
Zeros (%)	0.5%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	3
median	5
Q3	7
95-th percentile	12
Maximum	42
Range	42
Interquartile range (IQR)	4

Descriptive statistics

Standard deviation	3.303134204
Coefficient of variation (CV)	0.5937893804
Kurtosis	4.310368379
Mean	5.562804444
Median Absolute Deviation (MAD)	2
Skewness	1.514135945
Sum	304914
Variance	10.91069557
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=35)

Value	Count	Frequency (%)
4	8414	15.4%
3	7918	14.4%
5	7691	14.0%
6	6243	11.4%
2	5440	9.9%
7	4795	8.7%
8	3432	6.3%
9	2547	4.6%
1	2094	3.8%
10	1720	3.1%
Other values (25)	4519	8.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	257	0.5%
1	2094	3.8%
2	5440	9.9%
3	7918	14.4%
4	8414	15.4%

Value	Count	Frequency (%)
42	1	< 0.1%
34	1	< 0.1%
32	3	< 0.1%
31	4	< 0.1%
30	4	< 0.1%

num_sats
Real number (ℝ)

Distinct	59
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	11.64402605

Minimum	0
Maximum	81
Zeros	2
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	5
Q1	8
median	11
Q3	14
95-th percentile	22
Maximum	81
Range	81
Interquartile range (IQR)	6

Descriptive statistics

Standard deviation	5.687491182
Coefficient of variation (CV)	0.4884471364
Kurtosis	3.731214128
Mean	11.64402605
Median Absolute Deviation (MAD)	3
Skewness	1.35210079
Sum	638244
Variance	32.34755594
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
9	4707	8.6%
8	4583	8.4%
10	4500	8.2%
11	4331	7.9%
7	4195	7.7%
12	3828	7.0%
6	3573	6.5%
13	3373	6.2%
14	2835	5.2%
5	2609	4.8%
Other values (49)	16279	29.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	2	< 0.1%
1	35	0.1%
2	281	0.5%
3	748	1.4%
4	1632	3.0%

Value	Count	Frequency (%)
81	1	< 0.1%
67	1	< 0.1%
62	2	< 0.1%
60	2	< 0.1%
58	1	< 0.1%

num_tl_120dpd_2m
Real number (ℝ)

MISSING SKEWED ZEROS

Distinct	3
Distinct (%)	< 0.1%
Missing	2007
Missing (%)	3.7%
Infinite	0
Infinite (%)	0.0%
Mean	0.0005302427754

Minimum	0
Maximum	2
Zeros	52779
Zeros (%)	96.3%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	2
Range	2
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.02382953746
Coefficient of variation (CV)	44.94080554
Kurtosis	2459.721602
Mean	0.0005302427754
Median Absolute Deviation (MAD)	0
Skewness	47.51860535
Sum	28
Variance	0.0005678468555
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=3)

Value	Count	Frequency (%)
0	52779	96.3%
1	26	< 0.1%
2	1	< 0.1%
(Missing)	2007	3.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	52779	96.3%
1	26	< 0.1%
2	1	< 0.1%

Value	Count	Frequency (%)
2	1	< 0.1%
1	26	< 0.1%
0	52779	96.3%

num_tl_30dpd
Real number (ℝ)

SKEWED ZEROS

Distinct	4
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.002900771715

Minimum	0
Maximum	3
Zeros	54666
Zeros (%)	99.7%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	3
Range	3
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.05833735553
Coefficient of variation (CV)	20.11097779
Kurtosis	665.0401366
Mean	0.002900771715
Median Absolute Deviation (MAD)	0
Skewness	23.28436143
Sum	159
Variance	0.00340324705
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=4)

Value	Count	Frequency (%)
0	54666	99.7%
1	137	0.2%
2	8	< 0.1%
3	2	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	54666	99.7%
1	137	0.2%
2	8	< 0.1%
3	2	< 0.1%

Value	Count	Frequency (%)
3	2	< 0.1%
2	8	< 0.1%
1	137	0.2%
0	54666	99.7%

num_tl_90g_dpd_24m
Real number (ℝ)

Distinct	19
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.0789776148

Minimum	0
Maximum	20
Zeros	51951
Zeros (%)	94.8%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	20
Range	20
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.4734254796
Coefficient of variation (CV)	5.994426153
Kurtosis	353.7641417
Mean	0.0789776148
Median Absolute Deviation (MAD)	0
Skewness	14.51739014
Sum	4329
Variance	0.2241316848
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=19)

Value	Count	Frequency (%)
0	51951	94.8%
1	2181	4.0%
2	415	0.8%
3	112	0.2%
4	50	0.1%
5	32	0.1%
6	26	< 0.1%
8	12	< 0.1%
7	9	< 0.1%
9	6	< 0.1%
Other values (9)	19	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	51951	94.8%
1	2181	4.0%
2	415	0.8%
3	112	0.2%
4	50	0.1%

Value	Count	Frequency (%)
20	1	< 0.1%
19	1	< 0.1%
18	1	< 0.1%
16	2	< 0.1%
14	3	< 0.1%

num_tl_op_past_12m
Real number (ℝ)

Distinct	19
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	2.059639137

Minimum	0
Maximum	20
Zeros	10466
Zeros (%)	19.1%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	1
median	2
Q3	3
95-th percentile	5
Maximum	20
Range	20
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	1.820224384
Coefficient of variation (CV)	0.8837588835
Kurtosis	3.983399917
Mean	2.059639137
Median Absolute Deviation (MAD)	1
Skewness	1.463724452
Sum	112895
Variance	3.313216808
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=19)

Value	Count	Frequency (%)
1	14232	26.0%
2	12084	22.0%
0	10466	19.1%
3	8207	15.0%
4	4838	8.8%
5	2434	4.4%
6	1201	2.2%
7	646	1.2%
8	299	0.5%
9	166	0.3%
Other values (9)	240	0.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	10466	19.1%
1	14232	26.0%
2	12084	22.0%
3	8207	15.0%
4	4838	8.8%

Value	Count	Frequency (%)
20	1	< 0.1%
18	2	< 0.1%
16	4	< 0.1%
15	7	< 0.1%
14	20	< 0.1%

pct_tl_nvr_dlq
Real number (ℝ)

Distinct	414
Distinct (%)	0.8%
Missing	6
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	94.1513511

Minimum	12.5
Maximum	100
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	12.5
5-th percentile	75
Q1	91.7
median	100
Q3	100
95-th percentile	100
Maximum	100
Range	87.5
Interquartile range (IQR)	8.3

Descriptive statistics

Standard deviation	8.976198255
Coefficient of variation (CV)	0.09533796542
Kurtosis	6.180369811
Mean	94.1513511
Median Absolute Deviation (MAD)	0
Skewness	-2.211795392
Sum	5160153.1
Variance	80.57213512
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
100	27823	50.8%
90	690	1.3%
95	689	1.3%
91.7	604	1.1%
87.5	583	1.1%
92.9	581	1.1%
90.9	573	1.0%
92.3	567	1.0%
88.9	562	1.0%
93.3	531	1.0%
Other values (404)	21604	39.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
12.5	1	< 0.1%
14.3	1	< 0.1%
22.2	1	< 0.1%
23.1	1	< 0.1%
25	3	< 0.1%

Value	Count	Frequency (%)
100	27823	50.8%
99	1	< 0.1%
98.9	2	< 0.1%
98.8	3	< 0.1%
98.7	4	< 0.1%

percent_bc_gt_75
Real number (ℝ)

MISSING ZEROS

Distinct	137
Distinct (%)	0.3%
Missing	571
Missing (%)	1.0%
Infinite	0
Infinite (%)	0.0%
Mean	41.57206703

Minimum	0
Maximum	100
Zeros	15374
Zeros (%)	28.0%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	33.3
Q3	66.7
95-th percentile	100
Maximum	100
Range	100
Interquartile range (IQR)	66.7

Descriptive statistics

Standard deviation	36.18822173
Coefficient of variation (CV)	0.8704936828
Kurtosis	-1.235419521
Mean	41.57206703
Median Absolute Deviation (MAD)	33.3
Skewness	0.3432853826
Sum	2254952.06
Variance	1309.587392
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	15374	28.0%
100	8988	16.4%
50	5761	10.5%
33.3	3648	6.7%
66.7	3177	5.8%
25	2418	4.4%
75	1867	3.4%
20	1650	3.0%
40	1323	2.4%
60	1157	2.1%
Other values (127)	8879	16.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	15374	28.0%
0.33	2	< 0.1%
0.5	3	< 0.1%
1	8	< 0.1%
3.1	1	< 0.1%

Value	Count	Frequency (%)
100	8988	16.4%
95.2	1	< 0.1%
94.1	1	< 0.1%
93.7	2	< 0.1%
93.3	3	< 0.1%

pub_rec_bankruptcies
Real number (ℝ)

Distinct	7
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.1327787204

Minimum	0
Maximum	7
Zeros	47973
Zeros (%)	87.5%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	7
Range	7
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.3702433484
Coefficient of variation (CV)	2.788423833
Kurtosis	16.49324939
Mean	0.1327787204
Median Absolute Deviation (MAD)	0
Skewness	3.273716536
Sum	7278
Variance	0.1370801371
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=7)

Value	Count	Frequency (%)
0	47973	87.5%
1	6520	11.9%
2	235	0.4%
3	61	0.1%
4	17	< 0.1%
5	6	< 0.1%
7	1	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	47973	87.5%
1	6520	11.9%
2	235	0.4%
3	61	0.1%
4	17	< 0.1%

Value	Count	Frequency (%)
7	1	< 0.1%
5	6	< 0.1%
4	17	< 0.1%
3	61	0.1%
2	235	0.4%

tax_liens
Real number (ℝ)

SKEWED ZEROS

Distinct	15
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.0496415084

Minimum	0
Maximum	46
Zeros	53183
Zeros (%)	97.0%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	46
Range	46
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.4181953497
Coefficient of variation (CV)	8.424307866
Kurtosis	3016.471389
Mean	0.0496415084
Median Absolute Deviation (MAD)	0
Skewness	35.84821821
Sum	2721
Variance	0.1748873505
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=15)

Value	Count	Frequency (%)
0	53183	97.0%
1	1086	2.0%
2	328	0.6%
3	102	0.2%
4	57	0.1%
5	20	< 0.1%
7	12	< 0.1%
8	8	< 0.1%
6	7	< 0.1%
9	3	< 0.1%
Other values (5)	7	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	53183	97.0%
1	1086	2.0%
2	328	0.6%
3	102	0.2%
4	57	0.1%

Value	Count	Frequency (%)
46	1	< 0.1%
25	1	< 0.1%
13	1	< 0.1%
12	2	< 0.1%
10	2	< 0.1%

tot_hi_cred_lim
Real number (ℝ)

Distinct	45944
Distinct (%)	83.8%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	180305.7346

Minimum	0
Maximum	4358152
Zeros	2
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	19000
Q1	51273
median	115580
Q3	260255
95-th percentile	514593.8
Maximum	4358152
Range	4358152
Interquartile range (IQR)	208982

Descriptive statistics

Standard deviation	183965.8354
Coefficient of variation (CV)	1.020299415
Kurtosis	23.85517725
Mean	180305.7346
Median Absolute Deviation (MAD)	79880
Skewness	2.958886534
Sum	9883098228
Variance	3.38434286 × 10¹⁰
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
16000	29	0.1%
17800	25	< 0.1%
22600	23	< 0.1%
29500	23	< 0.1%
11400	22	< 0.1%
22000	22	< 0.1%
19000	22	< 0.1%
11000	21	< 0.1%
14500	21	< 0.1%
18000	21	< 0.1%
Other values (45934)	54584	99.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	2	< 0.1%
200	1	< 0.1%
300	2	< 0.1%
500	1	< 0.1%
800	1	< 0.1%

Value	Count	Frequency (%)
4358152	1	< 0.1%
4154010	1	< 0.1%
3443521	1	< 0.1%
2971731	1	< 0.1%
2790790	1	< 0.1%

total_bal_ex_mort
Real number (ℝ)

Distinct	42462
Distinct (%)	77.5%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	51093.58046

Minimum	0
Maximum	1009178
Zeros	39
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	6527.8
Q1	20796
median	37861
Q3	64485
95-th percentile	139445.4
Maximum	1009178
Range	1009178
Interquartile range (IQR)	43689

Descriptive statistics

Standard deviation	49491.14664
Coefficient of variation (CV)	0.9686372767
Kurtosis	20.92755872
Mean	51093.58046
Median Absolute Deviation (MAD)	20030
Skewness	3.315611698
Sum	2800592426
Variance	2449373596
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	39	0.1%
22093	7	< 0.1%
16453	7	< 0.1%
15710	6	< 0.1%
6644	6	< 0.1%
79125	5	< 0.1%
26795	5	< 0.1%
21649	5	< 0.1%
43411	5	< 0.1%
30308	5	< 0.1%
Other values (42452)	54723	99.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	39	0.1%
1	2	< 0.1%
2	1	< 0.1%
3	1	< 0.1%
8	1	< 0.1%

Value	Count	Frequency (%)
1009178	1	< 0.1%
767381	1	< 0.1%
741856	1	< 0.1%
740815	1	< 0.1%
711534	1	< 0.1%

total_bc_limit
Real number (ℝ)

Distinct	2208
Distinct (%)	4.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	23615.41227

Minimum	0
Maximum	513700
Zeros	571
Zeros (%)	1.0%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	2400
Q1	8300
median	16500
Q3	31000
95-th percentile	67800
Maximum	513700
Range	513700
Interquartile range (IQR)	22700

Descriptive statistics

Standard deviation	23568.40002
Coefficient of variation (CV)	0.9980092553
Kurtosis	16.320105
Mean	23615.41227
Median Absolute Deviation (MAD)	9800
Skewness	2.842606203
Sum	1294431593
Variance	555469479.3
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	571	1.0%
5000	446	0.8%
6000	386	0.7%
4000	363	0.7%
8000	352	0.6%
3000	343	0.6%
10000	334	0.6%
7000	332	0.6%
2000	325	0.6%
9000	322	0.6%
Other values (2198)	51039	93.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	571	1.0%
200	9	< 0.1%
300	59	0.1%
400	13	< 0.1%
500	171	0.3%

Value	Count	Frequency (%)
513700	1	< 0.1%
372000	1	< 0.1%
326700	1	< 0.1%
314000	1	< 0.1%
311900	1	< 0.1%

total_il_high_credit_limit
Real number (ℝ)

Distinct	35565
Distinct (%)	64.9%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	43789.48229

Minimum	0
Maximum	921338
Zeros	6533
Zeros (%)	11.9%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	15000
median	32714
Q3	58964
95-th percentile	125751.4
Maximum	921338
Range	921338
Interquartile range (IQR)	43964

Descriptive statistics

Standard deviation	44849.1664
Coefficient of variation (CV)	1.024199512
Kurtosis	14.48749782
Mean	43789.48229
Median Absolute Deviation (MAD)	20714
Skewness	2.694603757
Sum	2400232893
Variance	2011447727
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	6533	11.9%
10000	336	0.6%
15000	259	0.5%
20000	210	0.4%
5000	197	0.4%
12000	156	0.3%
25000	149	0.3%
8000	131	0.2%
6000	130	0.2%
30000	90	0.2%
Other values (35555)	46622	85.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	6533	11.9%
183	1	< 0.1%
200	1	< 0.1%
300	1	< 0.1%
485	1	< 0.1%

Value	Count	Frequency (%)
921338	1	< 0.1%
558898	1	< 0.1%
557824	1	< 0.1%
548301	1	< 0.1%
547672	1	< 0.1%

hardship_flag
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	428.4 KiB

N	54812
Y	1

Overview
Categories

Unique

Unique	1 ?
Unique (%)	< 0.1%

Sample

1st row	N
2nd row	N
3rd row	N
4th row	N
5th row	N

Common Values

Value	Count	Frequency (%)
N	54812	> 99.9%
Y	1	< 0.1%

Common Values (Plot)

disbursement_method
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	428.4 KiB

Cash	52731
DirectPay	2082

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Cash
2nd row	Cash
3rd row	Cash
4th row	Cash
5th row	Cash

Common Values

Value	Count	Frequency (%)
Cash	52731	96.2%
DirectPay	2082	3.8%

Common Values (Plot)

debt_settlement_flag
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	428.4 KiB

N	54290
Y	523

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	N
2nd row	N
3rd row	N
4th row	N
5th row	N

Common Values

Value	Count	Frequency (%)
N	54290	99.0%
Y	523	1.0%

Common Values (Plot)

loan_status_dv
Real number (ℝ)

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.9279003156

Minimum	0
Maximum	1
Zeros	3952
Zeros (%)	7.2%
Negative	0
Negative (%)	0.0%
Memory size	428.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	1
median	1
Q3	1
95-th percentile	1
Maximum	1
Range	1
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.2586552541
Coefficient of variation (CV)	0.2787532774
Kurtosis	8.948313905
Mean	0.9279003156
Median Absolute Deviation (MAD)	0
Skewness	-3.308774305
Sum	50861
Variance	0.06690254045
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=2)

Value	Count	Frequency (%)
1	50861	92.8%
0	3952	7.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	3952	7.2%
1	50861	92.8%

Value	Count	Frequency (%)
1	50861	92.8%
0	3952	7.2%

Overview

Variables

Common Values

Common Values (Plot)

Common Values

Common Values (Plot)

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Common Values (Plot)

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Common Values

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Common Values

Common Values

Common Values

Common Values

Common Values

Common Values

Common Values (Plot)

Common Values

Common Values

Common Values (Plot)

Common Values

Common Values

Common Values (Plot)

Common Values

Common Values (Plot)

Common Values

Common Values (Plot)

Common Values

Common Values (Plot)